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ZIP 28509

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.North Carolina
$118K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
3
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$149K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Jan 2026 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
2016201820212022202320252026
Price per square footThe middle price per square foot, for sales where the size is known. It adjusts for homes being different sizes.$/ft²
2016201820212022202320252026
Sale premium vs estimated valueHow sale prices compare with our estimated values at the time of sale. Above the dashed line, homes sold for more than the models expected — a sign of competitive bidding. Below it, buyers paid under model value.Premium
2016201820212022202320252026
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
2016201820212022202320252026
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
2016201820212022202320252026
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
2016201820212022202320252026
Sellers who sold at a gainThe share of sellers each month who sold for more than they originally paid.Sold at gain
2016201820212022202320252026
Typical hold before sellingThe middle number of years sellers owned their home before selling.Median hold
2016201820212022202320252026
Median annualized return at resaleThe middle yearly gain sellers earned, spread across the years they owned the home. Only counts homes held at least a year.Annualized gain
2016201820212022202320252026

Housing Stock

HomesHow many homes we have records for in this area.118
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$149K
Median sizeThe middle home size here, measured in square feet.1,464 ft²
Median bedroomsThe middle bedroom count for homes here.3
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1973
Single familyThe share of homes here that are single-family houses.67%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.76%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.2.2%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.10%
Company ownedThe share of homes owned by a company or trust instead of a person.6.8%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.0%
Typical ownership tenureHow long the typical owner here has held their home.25.6 yrs

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all ZIP codes nationally.

How ZIP 28509 compares

By median home value, ZIP 28509 is the 7th most expensive of 8 ZIP codes in Pamlico County, and its typical home is worth more than 15% of all homes in Pamlico County.

Home values in ZIP 28509

Share of homes at each estimated value.

Median
$57K$428K
ZIP codes in Pamlico County ranked by median home value
#Pamlico CountyMedian valueHomes
1Oriental 28571$454K1,807
2Merritt 28556$435K568
3Arapahoe 28510$425K1,077
4Grantsboro 28529$209K823
5Bayboro 28515$191K933
6Vandemere 28587$155K165
728509$149K118
8Lowland 28552$109K141

About the ZIP 28509 market

What is the median home price in ZIP 28509, NC?

The median sale price in ZIP 28509, NC is $117,500 (data through January 2026), based on deeds recorded with the county.

How many homes sell in ZIP 28509, NC each year?

3 homes sold in ZIP 28509, NC over the last 12 months (data through January 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

How many homes are there in ZIP 28509, NC?

ZIP 28509, NC contains 118 residential properties, with a median of 1,464 square feet, 3 bedrooms, built around 1973. The median TopHap Estimate is $149K.

How does ZIP 28509, NC compare to the rest of Pamlico County?

By median home value, ZIP 28509, NC is the 7th most expensive of 8 ZIP codes in Pamlico County. Its typical home is worth more than 15% of all homes in Pamlico County. Vandemere 28587 ranks just above it and Lowland 28552 just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in ZIP 28509, NC?

10% of homes in ZIP 28509, NC are owner-occupied. 7% are held by a company rather than an individual.

How much equity do owners in ZIP 28509, NC hold?

76% of mortgaged homes in ZIP 28509, NC are equity-rich, meaning the loan balance is under half the home's value. 2.2% owe more than the home is worth.

Browse addresses

Every street and address TopHap holds is browsable by state, county and city. Browse North Carolina property records.

Explore ZIP 28509 on the map

See every recorded sale, price heat map, school zone and flood overlay across ZIP 28509 in TopHap’s interactive 3D map.

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A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
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