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ZIP 85939

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.ArizonaBalanced market
Market temperatureA 0 to 100 score comparing this area with every similar area nationwide each month. 0 is the strongest buyer's market, 100 the strongest seller's market.Balanced market · 54
Buyer's marketBalancedSeller's market
$367K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
+15.2%
1-yr changeHow much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.
60
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$385K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Jul 2026Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Market temperature (0–100)How the 0 to 100 market score moved over time. It blends price growth, sales pace, how often homes change hands, and seller profits.Temperature
20162018201920202022202320252026
Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
20162018201920202022202320252026
Growth (year over year)How much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.PriceSales
20162018201920202022202320252026
Price per square footThe middle price per square foot, for sales where the size is known. It adjusts for homes being different sizes.$/ft²
20162018201920202022202320252026
Sale premium vs estimated valueHow sale prices compare with our estimated values at the time of sale. Above the dashed line, homes sold for more than the models expected — a sign of competitive bidding. Below it, buyers paid under model value.Premium
20162018201920202022202320252026
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
20162018201920202022202320252026
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
20162018201920202022202320252026
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
20162018201920202022202320252026
Sellers who sold at a gainThe share of sellers each month who sold for more than they originally paid.Sold at gain
20162018201920202022202320252026
Typical hold before sellingThe middle number of years sellers owned their home before selling.Median hold
20162018201920202022202320252026
Median annualized return at resaleThe middle yearly gain sellers earned, spread across the years they owned the home. Only counts homes held at least a year.Annualized gain
20162018201920202022202320252026
Preforeclosure filingsForeclosure notices filed each month. A rise can be an early sign that more owners are struggling. Auction stage counts the filings that reached a scheduled foreclosure auction.FilingsAuction stage
201620192022202320252026

Housing Stock

HomesHow many homes we have records for in this area.1,479
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$385K
Median sizeThe middle home size here, measured in square feet.1,806 ft²
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1999
Single familyThe share of homes here that are single-family houses.69%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.65%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.0.7%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.12%
Company ownedThe share of homes owned by a company or trust instead of a person.16%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.36%
Typical ownership tenureHow long the typical owner here has held their home.12.2 yrs

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all ZIP codes nationally.

How ZIP 85939 compares

By median home value, ZIP 85939 is the 6th most expensive of 12 ZIP codes in Navajo County, and its typical home is worth more than 47% of all homes in Navajo County.

Home values in ZIP 85939

Share of homes at each estimated value.

Median
$88K$833K
ZIP codes in Navajo County ranked by median home value
#Navajo CountyMedian valueHomes
1Pinetop 85935$574K5,850
2Show Low 85901$462K12,841
3Heber 85928$447K1,352
4Lakeside 85929$424K5,559
5Pinedale 85934$409K277
685939$385K1,479
7Overgaard 85933$376K5,378
8Snowflake 85937$333K3,594
9Clay Springs 85923$272K242
10Joseph City 86032$200K465
11Winslow 86047$181K2,929
12Holbrook 86025$174K1,739

About the ZIP 85939 market

What is the median home price in ZIP 85939, AZ?

The median sale price in ZIP 85939, AZ is $367,083 (data through July 2026), based on deeds recorded with the county. That is up 15.2% from a year earlier.

How many homes sell in ZIP 85939, AZ each year?

60 homes sold in ZIP 85939, AZ over the last 12 months (data through July 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

Is ZIP 85939, AZ a buyer's or seller's market?

ZIP 85939, AZ is currently a balanced market, scoring 54 out of 100 on TopHap's market temperature index (data through July 2026). The score weighs sales velocity and price direction; above 60 favours sellers, below 40 favours buyers.

How many homes are there in ZIP 85939, AZ?

ZIP 85939, AZ contains 1,479 residential properties, with a median of 1,806 square feet, built around 1999. The median TopHap Estimate is $385K.

How does ZIP 85939, AZ compare to the rest of Navajo County?

By median home value, ZIP 85939, AZ is the 6th most expensive of 12 ZIP codes in Navajo County. Its typical home is worth more than 47% of all homes in Navajo County. Pinedale 85934 ranks just above it and Overgaard 85933 just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in ZIP 85939, AZ?

12% of homes in ZIP 85939, AZ are owner-occupied. 16% are held by a company rather than an individual.

How much equity do owners in ZIP 85939, AZ hold?

65% of mortgaged homes in ZIP 85939, AZ are equity-rich, meaning the loan balance is under half the home's value. 0.7% owe more than the home is worth.

Browse addresses

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Explore ZIP 85939 on the map

See every recorded sale, price heat map, school zone and flood overlay across ZIP 85939 in TopHap’s interactive 3D map.

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