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ZIP 98522

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.WashingtonBalanced market
Market temperatureA 0 to 100 score comparing this area with every similar area nationwide each month. 0 is the strongest buyer's market, 100 the strongest seller's market.Balanced market · 48
Buyer's marketBalancedSeller's market
$310K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
-46.4%
1-yr changeHow much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.
9
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$417K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Oct 2026 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Market temperature (0–100)How the 0 to 100 market score moved over time. It blends price growth, sales pace, how often homes change hands, and seller profits.Temperature
20172018201920212022202420252026
Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
20172018201920212022202420252026
Growth (year over year)How much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.PriceSales
20172018201920212022202420252026
Price per square footThe middle price per square foot, for sales where the size is known. It adjusts for homes being different sizes.$/ft²
20172018201920212022202420252026
Sale premium vs estimated valueHow sale prices compare with our estimated values at the time of sale. Above the dashed line, homes sold for more than the models expected — a sign of competitive bidding. Below it, buyers paid under model value.Premium
20172018201920212022202420252026
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
20172018201920212022202420252026
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
20172018201920212022202420252026
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
20172018201920212022202420252026
Sellers who sold at a gainThe share of sellers each month who sold for more than they originally paid.Sold at gain
20172018201920212022202420252026
Typical hold before sellingThe middle number of years sellers owned their home before selling.Median hold
20172018201920212022202420252026
Median annualized return at resaleThe middle yearly gain sellers earned, spread across the years they owned the home. Only counts homes held at least a year.Annualized gain
20172018201920212022202420252026

Housing Stock

HomesHow many homes we have records for in this area.284
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$417K
Median sizeThe middle home size here, measured in square feet.1,539 ft²
Median bedroomsThe middle bedroom count for homes here.3
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1986
Single familyThe share of homes here that are single-family houses.68%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.69%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.7.6%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.10%
Company ownedThe share of homes owned by a company or trust instead of a person.10%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.29%
Typical ownership tenureHow long the typical owner here has held their home.8.3 yrs

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all ZIP codes nationally.

How ZIP 98522 compares

By median home value, ZIP 98522 is the 9th most expensive of 20 ZIP codes in Lewis County, and its typical home is worth more than 56% of all homes in Lewis County.

Home values in ZIP 98522

Share of homes at each estimated value.

Median
$145K$956K
ZIP codes in Lewis County ranked by median home value
#Lewis CountyMedian valueHomes
1Salkum 98582$516K158
2Silver Creek 98585$476K223
3Cinebar 98533$453K183
4Toledo 98591$453K1,935
5Ethel 98542$445K180
6Curtis 98538$445K121
7Chehalis 98532$441K8,817
8Winlock 98596$426K2,844
998522$417K284
10Onalaska 98570$415K2,026
11Packwood 98361$412K1,714
12Napavine 98565$397K187
13Centralia 98531$380K8,655
14Mineral 98355$371K139
15Glenoma 98336$345K447
16Vader 98593$340K536
17Morton 98356$303K1,465
18Mossyrock 98564$285K2,773
19Pe Ell 98572$279K620
20Randle 98377$266K1,483

About the ZIP 98522 market

What is the median home price in ZIP 98522, WA?

The median sale price in ZIP 98522, WA is $310,000 (data through October 2026), based on deeds recorded with the county. That is down 46.4% from a year earlier.

How many homes sell in ZIP 98522, WA each year?

9 homes sold in ZIP 98522, WA over the last 12 months (data through October 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

Is ZIP 98522, WA a buyer's or seller's market?

ZIP 98522, WA is currently a balanced market, scoring 48 out of 100 on TopHap's market temperature index (data through October 2026). The score weighs sales velocity and price direction; above 60 favours sellers, below 40 favours buyers.

How many homes are there in ZIP 98522, WA?

ZIP 98522, WA contains 284 residential properties, with a median of 1,539 square feet, 3 bedrooms, built around 1986. The median TopHap Estimate is $417K.

How does ZIP 98522, WA compare to the rest of Lewis County?

By median home value, ZIP 98522, WA is the 9th most expensive of 20 ZIP codes in Lewis County. Its typical home is worth more than 56% of all homes in Lewis County. Winlock 98596 ranks just above it and Onalaska 98570 just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in ZIP 98522, WA?

10% of homes in ZIP 98522, WA are owner-occupied. 10% are held by a company rather than an individual.

How much equity do owners in ZIP 98522, WA hold?

69% of mortgaged homes in ZIP 98522, WA are equity-rich, meaning the loan balance is under half the home's value. 7.6% owe more than the home is worth.

Browse addresses

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Explore ZIP 98522 on the map

See every recorded sale, price heat map, school zone and flood overlay across ZIP 98522 in TopHap’s interactive 3D map.

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A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
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