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Agency 64401

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.Missouri
$146K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
1
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$338K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Apr 2026 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
2019202020242026
Price per square footThe middle price per square foot, for sales where the size is known. It adjusts for homes being different sizes.$/ft²
2019202020242026
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
2019202020242026
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
2019202020242026
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
2019202020242026
Preforeclosure filingsForeclosure notices filed each month. A rise can be an early sign that more owners are struggling. Auction stage counts the filings that reached a scheduled foreclosure auction.FilingsAuction stage
2017201820192024

Housing Stock

HomesHow many homes we have records for in this area.575
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$338K
Median sizeThe middle home size here, measured in square feet.1,650 ft²
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1984
Single familyThe share of homes here that are single-family houses.56%
CondosThe share of homes here that are condos.2.8%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.63%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.2.3%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.75%
Company ownedThe share of homes owned by a company or trust instead of a person.17%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.39%
Typical ownership tenureHow long the typical owner here has held their home.19.3 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.32
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.122
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.1,277
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.34 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$96K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103K
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all ZIP codes nationally.

How Agency 64401 compares

By median home value, Agency 64401 is the 3rd most expensive of 11 ZIP codes in Buchanan County, and its typical home is worth more than 84% of all homes in Buchanan County.

Home values in Agency 64401

Share of homes at each estimated value.

Median
$157K$947K
ZIP codes in Buchanan County ranked by median home value
#Buchanan CountyMedian valueHomes
1Easton 64443$389K474
2Faucett 64448$362K474
3Agency 64401$338K575
4De Kalb 64440$292K318
5Saint Joseph 64506$280K6,847
6Saint Joseph 64505$208K5,057
7Rushville 64484$202K472
8Saint Joseph 64503$163K4,540
9Saint Joseph 64507$158K5,088
10Saint Joseph 64504$118K4,087
11Saint Joseph 64501$112K3,658

About the Agency 64401 market

What is the median home price in Agency 64401, MO?

The median sale price in Agency 64401, MO is $146,300 (data through April 2026), based on deeds recorded with the county.

How many homes sell in Agency 64401, MO each year?

1 homes sold in Agency 64401, MO over the last 12 months (data through April 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

How many homes are there in Agency 64401, MO?

Agency 64401, MO contains 575 residential properties, with a median of 1,650 square feet, built around 1984. The median TopHap Estimate is $338K.

How does Agency 64401, MO compare to the rest of Buchanan County?

By median home value, Agency 64401, MO is the 3rd most expensive of 11 ZIP codes in Buchanan County. Its typical home is worth more than 84% of all homes in Buchanan County. Faucett 64448 ranks just above it and De Kalb 64440 just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Agency 64401, MO?

75% of homes in Agency 64401, MO are owner-occupied. 17% are held by a company rather than an individual.

How much equity do owners in Agency 64401, MO hold?

63% of mortgaged homes in Agency 64401, MO are equity-rich, meaning the loan balance is under half the home's value. 2.3% owe more than the home is worth.

Nearby markets

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Explore Agency 64401 on the map

See every recorded sale, price heat map, school zone and flood overlay across Agency 64401 in TopHap’s interactive 3D map.

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A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
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