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Bluffton 56518

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.Minnesota
$108K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
3
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$196K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Jul 2026 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
AprJul
Price per square footThe middle price per square foot, for sales where the size is known. It adjusts for homes being different sizes.$/ft²
AprJul
Sale premium vs estimated valueHow sale prices compare with our estimated values at the time of sale. Above the dashed line, homes sold for more than the models expected — a sign of competitive bidding. Below it, buyers paid under model value.Premium
AprJul
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
AprJul
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
AprJul
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
AprJul

Housing Stock

HomesHow many homes we have records for in this area.188
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$196K
Median sizeThe middle home size here, measured in square feet.1,076 ft²
Median bedroomsThe middle bedroom count for homes here.3
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1978
Single familyThe share of homes here that are single-family houses.88%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.0%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.0%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.78%
Company ownedThe share of homes owned by a company or trust instead of a person.12%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.100%
Typical ownership tenureHow long the typical owner here has held their home.126.7 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.57
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.18

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.394
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.21 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$76K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88K
Average tempThe average temperature here across a full year.41°F
Annual precipHow much rain and melted snow falls here in a typical year.25 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all ZIP codes nationally.

How Bluffton 56518 compares

By median home value, Bluffton 56518 is the 17th most expensive of 19 ZIP codes in Otter Tail County, and its typical home is worth more than 24% of all homes in Otter Tail County.

Home values in Bluffton 56518

Share of homes at each estimated value.

Median
$85K$453K
ZIP codes in Otter Tail County ranked by median home value
#Otter Tail CountyMedian valueHomes
1Battle Lake 56515$393K4,227
2Pelican Rapids 56572$387K5,537
3Vergas 56587$358K1,773
4Clitherall 56524$356K1,112
5Richville 56576$338K1,352
6Dent 56528$326K2,616
7Dalton 56324$319K852
8Ottertail 56571$318K2,779
9Perham 56573$314K4,491
10Underwood 56586$294K1,838
11Vining 56588$291K510
12Erhard 56534$278K878
13Fergus Falls 56537$259K8,855
14Henning 56551$248K1,771
15New York Mills 56567$226K1,847
16Parkers Prairie 56361$213K1,481
17Bluffton 56518$196K188
18Elizabeth 56533$183K192
19Deer Creek 56527$182K476

About the Bluffton 56518 market

What is the median home price in Bluffton 56518, MN?

The median sale price in Bluffton 56518, MN is $107,500 (data through July 2026), based on deeds recorded with the county.

How many homes sell in Bluffton 56518, MN each year?

3 homes sold in Bluffton 56518, MN over the last 12 months (data through July 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

How many homes are there in Bluffton 56518, MN?

Bluffton 56518, MN contains 188 residential properties, with a median of 1,076 square feet, 3 bedrooms, built around 1978. The median TopHap Estimate is $196K.

How does Bluffton 56518, MN compare to the rest of Otter Tail County?

By median home value, Bluffton 56518, MN is the 17th most expensive of 19 ZIP codes in Otter Tail County. Its typical home is worth more than 24% of all homes in Otter Tail County. Parkers Prairie 56361 ranks just above it and Elizabeth 56533 just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Bluffton 56518, MN?

78% of homes in Bluffton 56518, MN are owner-occupied. 12% are held by a company rather than an individual.

How much equity do owners in Bluffton 56518, MN hold?

0% of mortgaged homes in Bluffton 56518, MN are equity-rich, meaning the loan balance is under half the home's value. 0.0% owe more than the home is worth.

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