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Cambria City

NeighborhoodThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.PennsylvaniaBuyer's market
Market temperatureA 0 to 100 score comparing this area with every similar area nationwide each month. 0 is the strongest buyer's market, 100 the strongest seller's market.Buyer's market · 33
Buyer's marketBalancedSeller's market
$42K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
+103.1%
1-yr changeHow much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.
5
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$20K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Jan 2026 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Market temperature (0–100)How the 0 to 100 market score moved over time. It blends price growth, sales pace, how often homes change hands, and seller profits.Temperature
2018201920202021202220242026
Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
2018201920202021202220242026
Growth (year over year)How much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.PriceSales
2018201920202021202220242026
Sale premium vs estimated valueHow sale prices compare with our estimated values at the time of sale. Above the dashed line, homes sold for more than the models expected — a sign of competitive bidding. Below it, buyers paid under model value.Premium
2018201920202021202220242026
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
2018201920202021202220242026
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
2018201920202021202220242026
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
2018201920202021202220242026
Sellers who sold at a gainThe share of sellers each month who sold for more than they originally paid.Sold at gain
2018201920202021202220242026
Typical hold before sellingThe middle number of years sellers owned their home before selling.Median hold
2018201920202021202220242026
Median annualized return at resaleThe middle yearly gain sellers earned, spread across the years they owned the home. Only counts homes held at least a year.Annualized gain
2018201920202021202220242026

Housing Stock

HomesHow many homes we have records for in this area.250
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$20K
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1900
Single familyThe share of homes here that are single-family houses.88%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.87%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.2.1%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.38%
Company ownedThe share of homes owned by a company or trust instead of a person.15%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.0%
Typical ownership tenureHow long the typical owner here has held their home.17.4 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.152
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.32

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.75%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.27%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.312
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.844 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$36K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$47K
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all neighborhoods nationally.

How Cambria City compares

By median home value, Cambria City is the 25th most expensive of 27 neighborhoods in Cambria County, and its typical home is worth more than 3% of all homes in Cambria County.

Home values in Cambria City

Share of homes at each estimated value.

Median
$10K$50K
neighborhoods in Cambria County ranked by median home value
#Cambria CountyMedian valueHomes
1Westmont$187K2,244
2Geistown$158K1,012
3Belmont$146K1,117
4Southmont$133K926
5Elim$132K1,381
6Oakland$127K729
7Riverside$99K189
8Ferndale$87K659
9Daisytown$86K208
10Osborne$85K301
11Roxbury$81K742
12Lorain$69K281
13Brownstown$55K351
14Moxham$49K1,321
15Morrellville$46K1,442
16Hornerstown$42K645
17Kernville$38K313
18Walnut Grove$37K356
19East Conemaugh$36K517
20Franklin$36K174
21Coopersdale$31K276
22Oakhurst$29K638
23Dale$22K459
24Woodvale$21K291
25Cambria City$20K250

27 neighborhoods in Cambria County are ranked; the most valuable are listed here.

About the Cambria City market

What is the median home price in Cambria City, PA?

The median sale price in Cambria City, PA is $42,000 (data through January 2026), based on deeds recorded with the county. That is up 103.1% from a year earlier.

How many homes sell in Cambria City, PA each year?

5 homes sold in Cambria City, PA over the last 12 months (data through January 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

Is Cambria City, PA a buyer's or seller's market?

Cambria City, PA is currently a buyer's market, scoring 33 out of 100 on TopHap's market temperature index (data through January 2026). The score weighs sales velocity and price direction; above 60 favours sellers, below 40 favours buyers.

How many homes are there in Cambria City, PA?

Cambria City, PA contains 250 residential properties, with built around 1900. The median TopHap Estimate is $20K.

How does Cambria City, PA compare to the rest of Cambria County?

By median home value, Cambria City, PA is the 25th most expensive of 27 neighborhoods in Cambria County. Its typical home is worth more than 3% of all homes in Cambria County. Woodvale ranks just above it. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Cambria City, PA?

38% of homes in Cambria City, PA are owner-occupied. 15% are held by a company rather than an individual.

How much equity do owners in Cambria City, PA hold?

87% of mortgaged homes in Cambria City, PA are equity-rich, meaning the loan balance is under half the home's value. 2.1% owe more than the home is worth.

Nearby markets

Browse addresses

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Explore Cambria City on the map

See every recorded sale, price heat map, school zone and flood overlay across Cambria City in TopHap’s interactive 3D map.

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A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
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