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Charlevoix County

CountyThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.Michigan
$351K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Housing Stock

HomesHow many homes we have records for in this area.18,832
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$351K
Median sizeThe middle home size here, measured in square feet.1,461 ft²
Median bedroomsThe middle bedroom count for homes here.3
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1979
Single familyThe share of homes here that are single-family houses.79%
CondosThe share of homes here that are condos.16%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.100%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.0%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.53%
Company ownedThe share of homes owned by a company or trust instead of a person.28%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.0%
Typical ownership tenureHow long the typical owner here has held their home.126.6 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.67%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.26,324
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.63 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$71K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101K
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

How Charlevoix County compares

By median home value, Charlevoix County is the 8th most expensive of 83 counties in Michigan, and its typical home is worth more than 73% of all homes in Michigan.

Home values in Charlevoix County

Share of homes at each estimated value.

Median
$79K$922K
counties in Michigan ranked by median home value
#MichiganMedian valueHomes
1Leelanau County$596K16,590
2Keweenaw County$442K2,486
3Washtenaw County$412K112,154
4Emmet County$394K20,625
5Ottawa County$381K98,324
6Grand Traverse County$368K42,458
7Benzie County$363K13,036
8Charlevoix County$351K18,832
9Oakland County$349K437,325
10Livingston County$346K72,677
11Kent County$343K201,839
12Allegan County$332K47,382
13Clinton County$308K29,917
14Barry County$292K27,245
15Antrim County$273K18,192
16Marquette County$271K29,470
17Berrien County$270K66,367
18Kalamazoo County$266K82,440
19Macomb County$260K306,415
20Baraga County$258K5,907
21Eaton County$248K38,251
22Mackinac County$245K10,945
23Ionia County$242K21,552
24Midland County$238K32,636

83 counties in Michigan are ranked; the most valuable are listed here.

Markets in Charlevoix County, most valuable first

About the Charlevoix County market

How many homes are there in Charlevoix County, MI?

Charlevoix County, MI contains 18,832 residential properties, with a median of 1,461 square feet, 3 bedrooms, built around 1979. The median TopHap Estimate is $351K.

How does Charlevoix County, MI compare to the rest of Michigan?

By median home value, Charlevoix County, MI is the 8th most expensive of 83 counties in Michigan. Its typical home is worth more than 73% of all homes in Michigan. Benzie County ranks just above it and Oakland County just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Charlevoix County, MI?

53% of homes in Charlevoix County, MI are owner-occupied. 28% are held by a company rather than an individual.

How much equity do owners in Charlevoix County, MI hold?

100% of mortgaged homes in Charlevoix County, MI are equity-rich, meaning the loan balance is under half the home's value. 0.0% owe more than the home is worth.

Browse addresses

Every street and address TopHap holds is browsable by state, county and city. Browse Michigan property records.

Explore Charlevoix County on the map

See every recorded sale, price heat map, school zone and flood overlay across Charlevoix County in TopHap’s interactive 3D map.

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A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map