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Chesterfield

CityThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.Illinois
$45K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
1
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$68K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Apr 2025 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
201720182020202120232025
Growth (year over year)How much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.PriceSales
201720182020202120232025
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
201720182020202120232025
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
201720182020202120232025
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
201720182020202120232025
Sellers who sold at a gainThe share of sellers each month who sold for more than they originally paid.Sold at gain
201720182020202120232025
Typical hold before sellingThe middle number of years sellers owned their home before selling.Median hold
201720182020202120232025
Median annualized return at resaleThe middle yearly gain sellers earned, spread across the years they owned the home. Only counts homes held at least a year.Annualized gain
201720182020202120232025
Preforeclosure filingsForeclosure notices filed each month. A rise can be an early sign that more owners are struggling. Auction stage counts the filings that reached a scheduled foreclosure auction.FilingsAuction stage
JanMarDec

Housing Stock

HomesHow many homes we have records for in this area.142
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$68K
Single familyThe share of homes here that are single-family houses.100%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.58%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.12%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.73%
Company ownedThe share of homes owned by a company or trust instead of a person.11%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.0%
Typical ownership tenureHow long the typical owner here has held their home.21.6 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.134
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.92

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.164
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.303 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$68K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82K
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all citys nationally.

How Chesterfield compares

By median home value, Chesterfield is the 16th most expensive of 17 cities in Macoupin County, and its typical home is worth more than 21% of all homes in Macoupin County.

Home values in Chesterfield

Share of homes at each estimated value.

Median
$21K$270K
cities in Macoupin County ranked by median home value
#Macoupin CountyMedian valueHomes
1Brighton$192K2,507
2Staunton$157K2,671
3Bunker Hill$142K1,278
4Carlinville$122K2,759
5Girard$121K1,312
6Mount Olive$117K1,399
7Medora$115K376
8Virden$111K1,558
9Modesto$111K180
10Shipman$108K479
11Gillespie$91K2,022
12Palmyra$91K430
13Hettick$90K131
14Benld$82K770
15Wilsonville$68K244
16Chesterfield$68K142
17Nilwood$66K111

About the Chesterfield market

What is the median home price in Chesterfield, IL?

The median sale price in Chesterfield, IL is $45,000 (data through April 2025), based on deeds recorded with the county.

How many homes sell in Chesterfield, IL each year?

1 homes sold in Chesterfield, IL over the last 12 months (data through April 2025). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

How many homes are there in Chesterfield, IL?

Chesterfield, IL contains 142 residential properties. The median TopHap Estimate is $68K.

How does Chesterfield, IL compare to the rest of Macoupin County?

By median home value, Chesterfield, IL is the 16th most expensive of 17 cities in Macoupin County. Its typical home is worth more than 21% of all homes in Macoupin County. Wilsonville ranks just above it and Nilwood just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Chesterfield, IL?

73% of homes in Chesterfield, IL are owner-occupied. 11% are held by a company rather than an individual.

How much equity do owners in Chesterfield, IL hold?

58% of mortgaged homes in Chesterfield, IL are equity-rich, meaning the loan balance is under half the home's value. 11.6% owe more than the home is worth.

Nearby markets

Browse addresses

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Explore Chesterfield on the map

See every recorded sale, price heat map, school zone and flood overlay across Chesterfield in TopHap’s interactive 3D map.

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