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Clay County

CountyThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.Alabama
$158K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
12
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$190K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through May 2026Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
AprMay
Price per square footThe middle price per square foot, for sales where the size is known. It adjusts for homes being different sizes.$/ft²
AprMay
Sale premium vs estimated valueHow sale prices compare with our estimated values at the time of sale. Above the dashed line, homes sold for more than the models expected — a sign of competitive bidding. Below it, buyers paid under model value.Premium
AprMay
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
AprMay
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
AprMay
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
AprMay
Preforeclosure filingsForeclosure notices filed each month. A rise can be an early sign that more owners are struggling. Auction stage counts the filings that reached a scheduled foreclosure auction.FilingsAuction stage
2016201820202023202420252026

Housing Stock

HomesHow many homes we have records for in this area.5,544
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$190K
Median sizeThe middle home size here, measured in square feet.1,494 ft²
Median bedroomsThe middle bedroom count for homes here.3
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1975
Single familyThe share of homes here that are single-family houses.80%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.95%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.0.7%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.79%
Company ownedThe share of homes owned by a company or trust instead of a person.7.0%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.0%
Typical ownership tenureHow long the typical owner here has held their home.11.5 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.116
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.53

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.14,300
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.24 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$51K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70K
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all countys nationally.

How Clay County compares

By median home value, Clay County is the 31st most expensive of 67 counties in Alabama, and its typical home is worth more than 40% of all homes in Alabama.

Home values in Clay County

Share of homes at each estimated value.

Median
$73K$507K
counties in Alabama ranked by median home value
#AlabamaMedian valueHomes
1Baldwin County$392K122,185
2Lee County$358K56,067
3Shelby County$350K80,268
4Madison County$311K145,433
5Limestone County$309K42,845
6Choctaw County$294K5,735
7St. Clair County$285K34,770
8Tuscaloosa County$276K64,924
9Elmore County$272K31,075
10Cullman County$266K33,356
11Autauga County$265K21,575
12Tallapoosa County$243K20,808
13Cherokee County$241K12,256
14Blount County$226K20,478
15Morgan County$224K41,464
16Randolph County$223K11,121
17Marshall County$221K35,271
18Coffee County$213K20,258
19Winston County$209K11,400
20Cleburne County$206K5,369
21Chilton County$206K16,552
22Jackson County$204K22,039
23Lauderdale County$203K34,858
24Hale County$202K5,664
31Clay County$190K5,544

67 counties in Alabama are ranked; the most valuable are listed here.

Markets in Clay County, most valuable first

About the Clay County market

What is the median home price in Clay County, AL?

The median sale price in Clay County, AL is $157,500 (data through May 2026), based on deeds recorded with the county.

How many homes sell in Clay County, AL each year?

12 homes sold in Clay County, AL over the last 12 months (data through May 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

How many homes are there in Clay County, AL?

Clay County, AL contains 5,544 residential properties, with a median of 1,494 square feet, 3 bedrooms, built around 1975. The median TopHap Estimate is $190K.

How does Clay County, AL compare to the rest of Alabama?

By median home value, Clay County, AL is the 31st most expensive of 67 counties in Alabama. Its typical home is worth more than 40% of all homes in Alabama. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Clay County, AL?

79% of homes in Clay County, AL are owner-occupied. 7% are held by a company rather than an individual.

How much equity do owners in Clay County, AL hold?

95% of mortgaged homes in Clay County, AL are equity-rich, meaning the loan balance is under half the home's value. 0.7% owe more than the home is worth.

Browse addresses

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Explore Clay County on the map

See every recorded sale, price heat map, school zone and flood overlay across Clay County in TopHap’s interactive 3D map.

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A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
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