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Clay County

CountyThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.Texas
$226K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
36
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$175K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Jul 2026Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
AprMayJunJul
Price per square footThe middle price per square foot, for sales where the size is known. It adjusts for homes being different sizes.$/ft²
AprMayJunJul
Sale premium vs estimated valueHow sale prices compare with our estimated values at the time of sale. Above the dashed line, homes sold for more than the models expected — a sign of competitive bidding. Below it, buyers paid under model value.Premium
AprMayJunJul
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
AprMayJunJul
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
AprMayJunJul
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
AprMayJunJul
Sellers who sold at a gainThe share of sellers each month who sold for more than they originally paid.Sold at gain
AprMayJunJul
Typical hold before sellingThe middle number of years sellers owned their home before selling.Median hold
AprMayJunJul

Housing Stock

HomesHow many homes we have records for in this area.5,953
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$175K
Median sizeThe middle home size here, measured in square feet.1,536 ft²
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1978
Single familyThe share of homes here that are single-family houses.57%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.82%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.1.2%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.72%
Company ownedThe share of homes owned by a company or trust instead of a person.9.8%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.29%
Typical ownership tenureHow long the typical owner here has held their home.12.5 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.10,851
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.10 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$75K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87K
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all countys nationally.

How Clay County compares

By median home value, Clay County is the 153rd most expensive of 237 counties in Texas, and its typical home is worth more than 16% of all homes in Texas.

Home values in Clay County

Share of homes at each estimated value.

Median
$41K$744K
counties in Texas ranked by median home value
#TexasMedian valueHomes
1Blanco County$642K7,924
2Kendall County$604K23,127
3Gillespie County$589K15,340
4Llano County$575K18,286
5Collin County$510K371,186
6Travis County$481K384,305
7Burnet County$471K27,734
8Comal County$464K84,043
9Parker County$450K62,546
10Somervell County$444K3,812
11Denton County$442K309,480
12Austin County$427K15,767
13Rockwall County$421K46,868
14Glasscock County$417K387
15Wilson County$416K18,662
16Bandera County$409K14,977
17Williamson County$405K232,698
18Hood County$387K32,713
19Fort Bend County$385K299,109
20Kerr County$384K24,566
21Wise County$384K33,908
22Erath County$380K16,032
23Fayette County$380K12,248
24Kimble County$377K2,181
153Clay County$175K5,953

237 counties in Texas are ranked; the most valuable are listed here.

Markets in Clay County, most valuable first

About the Clay County market

What is the median home price in Clay County, TX?

The median sale price in Clay County, TX is $226,342 (data through July 2026), based on deeds recorded with the county.

How many homes sell in Clay County, TX each year?

36 homes sold in Clay County, TX over the last 12 months (data through July 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

How many homes are there in Clay County, TX?

Clay County, TX contains 5,953 residential properties, with a median of 1,536 square feet, built around 1978. The median TopHap Estimate is $175K.

How does Clay County, TX compare to the rest of Texas?

By median home value, Clay County, TX is the 153rd most expensive of 237 counties in Texas. Its typical home is worth more than 16% of all homes in Texas. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Clay County, TX?

72% of homes in Clay County, TX are owner-occupied. 10% are held by a company rather than an individual.

How much equity do owners in Clay County, TX hold?

82% of mortgaged homes in Clay County, TX are equity-rich, meaning the loan balance is under half the home's value. 1.2% owe more than the home is worth.

Browse addresses

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Explore Clay County on the map

See every recorded sale, price heat map, school zone and flood overlay across Clay County in TopHap’s interactive 3D map.

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A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
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