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Clay County

CountyThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.Indiana
$170K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Housing Stock

HomesHow many homes we have records for in this area.11,591
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$170K
Median sizeThe middle home size here, measured in square feet.1,440 ft²
Median bedroomsThe middle bedroom count for homes here.3
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1972
Single familyThe share of homes here that are single-family houses.69%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.96%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.0%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.74%
Company ownedThe share of homes owned by a company or trust instead of a person.8.9%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.0%
Typical ownership tenureHow long the typical owner here has held their home.126.6 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.70

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.26,573
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.74 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$71K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86K
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

How Clay County compares

By median home value, Clay County is the 75th most expensive of 92 counties in Indiana, and its typical home is worth more than 27% of all homes in Indiana.

Home values in Clay County

Share of homes at each estimated value.

Median
$54K$501K
counties in Indiana ranked by median home value
#IndianaMedian valueHomes
1Hamilton County$451K125,543
2Boone County$424K27,271
3LaGrange County$373K16,453
4Brown County$357K8,608
5Hendricks County$348K63,315
6Porter County$326K61,709
7Hancock County$320K32,596
8Johnson County$309K56,085
9Monroe County$303K42,151
10Tippecanoe County$299K51,613
11Steuben County$297K21,297
12Kosciusko County$294K35,229
13Morgan County$293K28,816
14Floyd County$285K29,677
15Franklin County$284K10,418
16Jasper County$283K12,946
17Warrick County$279K24,779
18Whitley County$277K13,736
19Tipton County$268K6,408
20Ripley County$268K11,135
21Bartholomew County$266K28,716
22Putnam County$262K14,484
23Harrison County$258K16,495
24Clark County$258K45,852
75Clay County$170K11,591

92 counties in Indiana are ranked; the most valuable are listed here.

Markets in Clay County, most valuable first

About the Clay County market

How many homes are there in Clay County, IN?

Clay County, IN contains 11,591 residential properties, with a median of 1,440 square feet, 3 bedrooms, built around 1972. The median TopHap Estimate is $170K.

How does Clay County, IN compare to the rest of Indiana?

By median home value, Clay County, IN is the 75th most expensive of 92 counties in Indiana. Its typical home is worth more than 27% of all homes in Indiana. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Clay County, IN?

74% of homes in Clay County, IN are owner-occupied. 9% are held by a company rather than an individual.

How much equity do owners in Clay County, IN hold?

96% of mortgaged homes in Clay County, IN are equity-rich, meaning the loan balance is under half the home's value. 0.0% owe more than the home is worth.

Browse addresses

Every street and address TopHap holds is browsable by state, county and city. Browse Indiana property records.

Explore Clay County on the map

See every recorded sale, price heat map, school zone and flood overlay across Clay County in TopHap’s interactive 3D map.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map