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Cobble Hill

NeighborhoodThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.Vermont
$381K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
-14.1%
1-yr changeHow much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.
5
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$492K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Jul 2026 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
20162017201920202022202320252026
Growth (year over year)How much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.PriceSales
20162017201920202022202320252026
Price per square footThe middle price per square foot, for sales where the size is known. It adjusts for homes being different sizes.$/ft²
20162017201920202022202320252026
Sale premium vs estimated valueHow sale prices compare with our estimated values at the time of sale. Above the dashed line, homes sold for more than the models expected — a sign of competitive bidding. Below it, buyers paid under model value.Premium
20162017201920202022202320252026
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
20162017201920202022202320252026
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
20162017201920202022202320252026
Sellers who sold at a gainThe share of sellers each month who sold for more than they originally paid.Sold at gain
20162017201920202022202320252026
Typical hold before sellingThe middle number of years sellers owned their home before selling.Median hold
20162017201920202022202320252026
Median annualized return at resaleThe middle yearly gain sellers earned, spread across the years they owned the home. Only counts homes held at least a year.Annualized gain
20162017201920202022202320252026

Housing Stock

HomesHow many homes we have records for in this area.122
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$492K
Median sizeThe middle home size here, measured in square feet.1,560 ft²
Median bedroomsThe middle bedroom count for homes here.3
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1989
Single familyThe share of homes here that are single-family houses.84%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.100%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.0%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.89%
Company ownedThe share of homes owned by a company or trust instead of a person.16%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.0%
Typical ownership tenureHow long the typical owner here has held their home.21.8 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.132
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.107

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.519
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.206 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$108K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$118K
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all neighborhoods nationally.

How Cobble Hill compares

By median home value, Cobble Hill is the 14th most expensive of 20 neighborhoods in Chittenden County, and its typical home is worth more than 46% of all homes in Chittenden County.

Home values in Cobble Hill

Share of homes at each estimated value.

Median
$286K$902K
neighborhoods in Chittenden County ranked by median home value
#Chittenden CountyMedian valueHomes
1Hill Section$902K365
2Appletree Point$743K400
3South Village$730K210
4Five Sisters$620K218
5UVM / Fletcher Allen Health Care$583K261
6Catamount$561K271
7Meadows Edge$547K214
8Downtown Burlington$535K356
9Five Avenues$531K337
10Shelburne Center$527K237
11Old North End$523K2,118
12Birchcliff$518K121
13East Milton$505K280
14Cobble Hill$492K122
15Arrowhead Lake$470K685
16West Milton$469K641
17Downtown Winooski$438K123
18Lamoille$428K287
19Town Core$396K1,785
20Riverside$282K332

About the Cobble Hill market

What is the median home price in Cobble Hill, VT?

The median sale price in Cobble Hill, VT is $381,000 (data through July 2026), based on deeds recorded with the county. That is down 14.1% from a year earlier.

How many homes sell in Cobble Hill, VT each year?

5 homes sold in Cobble Hill, VT over the last 12 months (data through July 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

How many homes are there in Cobble Hill, VT?

Cobble Hill, VT contains 122 residential properties, with a median of 1,560 square feet, 3 bedrooms, built around 1989. The median TopHap Estimate is $492K.

How does Cobble Hill, VT compare to the rest of Chittenden County?

By median home value, Cobble Hill, VT is the 14th most expensive of 20 neighborhoods in Chittenden County. Its typical home is worth more than 46% of all homes in Chittenden County. East Milton ranks just above it and Arrowhead Lake just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Cobble Hill, VT?

89% of homes in Cobble Hill, VT are owner-occupied. 16% are held by a company rather than an individual.

How much equity do owners in Cobble Hill, VT hold?

100% of mortgaged homes in Cobble Hill, VT are equity-rich, meaning the loan balance is under half the home's value. 0.0% owe more than the home is worth.

Nearby markets

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