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Columbia Falls 59912

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.MontanaSeller's market
Market temperatureA 0 to 100 score comparing this area with every similar area nationwide each month. 0 is the strongest buyer's market, 100 the strongest seller's market.Seller's market · 74
Buyer's marketBalancedSeller's market
$471K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
+34.5%
1-yr changeHow much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.
47
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$625K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Jul 2026 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
201720192020202320252026
Growth (year over year)How much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.PriceSales
201720192020202320252026
Price per square footThe middle price per square foot, for sales where the size is known. It adjusts for homes being different sizes.$/ft²
201720192020202320252026
Sale premium vs estimated valueHow sale prices compare with our estimated values at the time of sale. Above the dashed line, homes sold for more than the models expected — a sign of competitive bidding. Below it, buyers paid under model value.Premium
201720192020202320252026
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
201720192020202320252026
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
201720192020202320252026
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
201720192020202320252026
Preforeclosure filingsForeclosure notices filed each month. A rise can be an early sign that more owners are struggling. Auction stage counts the filings that reached a scheduled foreclosure auction.FilingsAuction stage
20172019202120222023202420252026

Housing Stock

HomesHow many homes we have records for in this area.6,912
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$625K
Median sizeThe middle home size here, measured in square feet.1,444 ft²
Median bedroomsThe middle bedroom count for homes here.3
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1994
Single familyThe share of homes here that are single-family houses.41%
CondosThe share of homes here that are condos.3.2%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.78%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.0.7%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.56%
Company ownedThe share of homes owned by a company or trust instead of a person.19%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.26%
Typical ownership tenureHow long the typical owner here has held their home.14.2 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.83
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.190

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.16,684
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.74 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$71K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91K
Average tempThe average temperature here across a full year.41°F
Annual precipHow much rain and melted snow falls here in a typical year.29 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all ZIP codes nationally.

How Columbia Falls 59912 compares

By median home value, Columbia Falls 59912 is the 11th most expensive of 15 ZIP codes in Flathead County, and its typical home is worth more than 42% of all homes in Flathead County.

Home values in Columbia Falls 59912

Share of homes at each estimated value.

Median
$285K$2.1M
ZIP codes in Flathead County ranked by median home value
#Flathead CountyMedian valueHomes
1Olney 59927$1.1M218
2Whitefish 59937$998K9,304
3Bigfork 59911$979K6,390
4West Glacier 59936$951K377
5Lakeside 59922$941K1,809
6Polebridge 59928$879K366
7Marion 59925$803K1,175
8Kila 59920$797K951
9Somers 59932$785K937
10Coram 59913$679K406
11Columbia Falls 59912$625K6,912
12Martin City 59926$602K267
13Kalispell 59901$583K24,301
14Essex 59916$506K360
15Hungry Horse 59919$490K522

About the Columbia Falls 59912 market

What is the median home price in Columbia Falls 59912, MT?

The median sale price in Columbia Falls 59912, MT is $470,642 (data through July 2026), based on deeds recorded with the county. That is up 34.5% from a year earlier.

How many homes sell in Columbia Falls 59912, MT each year?

47 homes sold in Columbia Falls 59912, MT over the last 12 months (data through July 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

Is Columbia Falls 59912, MT a buyer's or seller's market?

Columbia Falls 59912, MT is currently a seller's market, scoring 74 out of 100 on TopHap's market temperature index (data through July 2026). The score weighs sales velocity and price direction; above 60 favours sellers, below 40 favours buyers.

How many homes are there in Columbia Falls 59912, MT?

Columbia Falls 59912, MT contains 6,912 residential properties, with a median of 1,444 square feet, 3 bedrooms, built around 1994. The median TopHap Estimate is $625K.

How does Columbia Falls 59912, MT compare to the rest of Flathead County?

By median home value, Columbia Falls 59912, MT is the 11th most expensive of 15 ZIP codes in Flathead County. Its typical home is worth more than 42% of all homes in Flathead County. Coram 59913 ranks just above it and Martin City 59926 just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Columbia Falls 59912, MT?

56% of homes in Columbia Falls 59912, MT are owner-occupied. 19% are held by a company rather than an individual.

How much equity do owners in Columbia Falls 59912, MT hold?

78% of mortgaged homes in Columbia Falls 59912, MT are equity-rich, meaning the loan balance is under half the home's value. 0.7% owe more than the home is worth.

Nearby markets

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Explore Columbia Falls 59912 on the map

See every recorded sale, price heat map, school zone and flood overlay across Columbia Falls 59912 in TopHap’s interactive 3D map.

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A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
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