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Comstock 12821

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.New York
$217K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
+1.4%
1-yr changeHow much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.
5
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$258K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Oct 2025 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
20162017201920202021202220242025
Growth (year over year)How much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.PriceSales
20162017201920202021202220242025
Price per square footThe middle price per square foot, for sales where the size is known. It adjusts for homes being different sizes.$/ft²
20162017201920202021202220242025
Sale premium vs estimated valueHow sale prices compare with our estimated values at the time of sale. Above the dashed line, homes sold for more than the models expected — a sign of competitive bidding. Below it, buyers paid under model value.Premium
20162017201920202021202220242025
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
20162017201920202021202220242025
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
20162017201920202021202220242025
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
20162017201920202021202220242025
Sellers who sold at a gainThe share of sellers each month who sold for more than they originally paid.Sold at gain
20162017201920202021202220242025
Typical hold before sellingThe middle number of years sellers owned their home before selling.Median hold
20162017201920202021202220242025
Median annualized return at resaleThe middle yearly gain sellers earned, spread across the years they owned the home. Only counts homes held at least a year.Annualized gain
20162017201920202021202220242025
Preforeclosure filingsForeclosure notices filed each month. A rise can be an early sign that more owners are struggling. Auction stage counts the filings that reached a scheduled foreclosure auction.FilingsAuction stage
201720182023

Housing Stock

HomesHow many homes we have records for in this area.113
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$258K
Median sizeThe middle home size here, measured in square feet.1,300 ft²
Median bedroomsThe middle bedroom count for homes here.3
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1987
Single familyThe share of homes here that are single-family houses.65%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.59%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.1.4%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.75%
Company ownedThe share of homes owned by a company or trust instead of a person.7.1%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.0%
Typical ownership tenureHow long the typical owner here has held their home.7.4 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.11
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.71

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.4.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.1,371
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.149 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$41K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78K
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all ZIP codes nationally.

How Comstock 12821 compares

By median home value, Comstock 12821 is the 11th most expensive of 20 ZIP codes in Washington County, and its typical home is worth more than 56% of all homes in Washington County.

Home values in Comstock 12821

Share of homes at each estimated value.

Median
$116K$445K
ZIP codes in Washington County ranked by median home value
#Washington CountyMedian valueHomes
1Kattskill Bay 12844$1.6M375
2Huletts Landing 12841$802K317
3Putnam Station 12861$347K628
4Greenwich 12834$300K2,530
5Cossayuna 12823$299K133
6Fort Ann 12827$285K1,866
7Clemons 12819$281K182
8Argyle 12809$277K1,740
9Shushan 12873$276K391
10Fort Edward 12828$270K3,315
11Comstock 12821$258K113
12Cambridge 12816$249K1,970
13Eagle Bridge 12057$241K749
14Middle Granville 12849$229K170
15Salem 12865$226K1,697
16Hudson Falls 12839$223K4,108
17Hartford 12838$220K248
18Granville 12832$214K2,761
19Hampton 12837$210K332
20Whitehall 12887$159K2,108

About the Comstock 12821 market

What is the median home price in Comstock 12821, NY?

The median sale price in Comstock 12821, NY is $216,500 (data through October 2025), based on deeds recorded with the county. That is up 1.4% from a year earlier.

How many homes sell in Comstock 12821, NY each year?

5 homes sold in Comstock 12821, NY over the last 12 months (data through October 2025). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

How many homes are there in Comstock 12821, NY?

Comstock 12821, NY contains 113 residential properties, with a median of 1,300 square feet, 3 bedrooms, built around 1987. The median TopHap Estimate is $258K.

How does Comstock 12821, NY compare to the rest of Washington County?

By median home value, Comstock 12821, NY is the 11th most expensive of 20 ZIP codes in Washington County. Its typical home is worth more than 56% of all homes in Washington County. Fort Edward 12828 ranks just above it and Cambridge 12816 just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Comstock 12821, NY?

75% of homes in Comstock 12821, NY are owner-occupied. 7% are held by a company rather than an individual.

How much equity do owners in Comstock 12821, NY hold?

59% of mortgaged homes in Comstock 12821, NY are equity-rich, meaning the loan balance is under half the home's value. 1.4% owe more than the home is worth.

Nearby markets

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