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Cumberland County

CountyThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.Illinois
$141K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
34
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$207K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Jun 2026Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
AprMayJun
Price per square footThe middle price per square foot, for sales where the size is known. It adjusts for homes being different sizes.$/ft²
AprMayJun
Sale premium vs estimated valueHow sale prices compare with our estimated values at the time of sale. Above the dashed line, homes sold for more than the models expected — a sign of competitive bidding. Below it, buyers paid under model value.Premium
AprMayJun
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
AprMayJun
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
AprMayJun
Preforeclosure filingsForeclosure notices filed each month. A rise can be an early sign that more owners are struggling. Auction stage counts the filings that reached a scheduled foreclosure auction.FilingsAuction stage
20162018201920212022202320252026

Housing Stock

HomesHow many homes we have records for in this area.4,425
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$207K
Median sizeThe middle home size here, measured in square feet.1,272 ft²
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1965
Single familyThe share of homes here that are single-family houses.75%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.80%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.1.6%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.79%
Company ownedThe share of homes owned by a company or trust instead of a person.11%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.21%
Typical ownership tenureHow long the typical owner here has held their home.126.9 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.106

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.10,352
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.30 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$73K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87K
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all countys nationally.

How Cumberland County compares

By median home value, Cumberland County is the 23rd most expensive of 102 counties in Illinois, and its typical home is worth more than 33% of all homes in Illinois.

Home values in Cumberland County

Share of homes at each estimated value.

Median
$61K$511K
counties in Illinois ranked by median home value
#IllinoisMedian valueHomes
1DuPage County$452K296,477
2Effingham County$418K13,488
3Lake County$405K226,060
4Kendall County$389K46,039
5Kane County$378K163,315
6Will County$371K228,280
7McHenry County$366K113,367
8Cook County$335K1,546,040
9Monroe County$320K14,130
10Grundy County$319K18,844
11Boone County$290K19,032
12DeKalb County$287K29,725
13McLean County$248K52,299
14Menard County$244K3,578
15Woodford County$242K15,076
16Piatt County$237K6,994
17Champaign County$230K57,098
18Jo Daviess County$227K11,061
19Ogle County$225K18,493
20Clinton County$217K15,639
21Kankakee County$217K36,250
22Winnebago County$213K98,138
23Cumberland County$207K4,425
24Madison County$192K100,161

102 counties in Illinois are ranked; the most valuable are listed here.

Markets in Cumberland County, most valuable first

About the Cumberland County market

What is the median home price in Cumberland County, IL?

The median sale price in Cumberland County, IL is $141,000 (data through June 2026), based on deeds recorded with the county.

How many homes sell in Cumberland County, IL each year?

34 homes sold in Cumberland County, IL over the last 12 months (data through June 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

How many homes are there in Cumberland County, IL?

Cumberland County, IL contains 4,425 residential properties, with a median of 1,272 square feet, built around 1965. The median TopHap Estimate is $207K.

How does Cumberland County, IL compare to the rest of Illinois?

By median home value, Cumberland County, IL is the 23rd most expensive of 102 counties in Illinois. Its typical home is worth more than 33% of all homes in Illinois. Winnebago County ranks just above it and Madison County just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Cumberland County, IL?

79% of homes in Cumberland County, IL are owner-occupied. 11% are held by a company rather than an individual.

How much equity do owners in Cumberland County, IL hold?

80% of mortgaged homes in Cumberland County, IL are equity-rich, meaning the loan balance is under half the home's value. 1.6% owe more than the home is worth.

Browse addresses

Every street and address TopHap holds is browsable by state, county and city. Browse Illinois property records.

Explore Cumberland County on the map

See every recorded sale, price heat map, school zone and flood overlay across Cumberland County in TopHap’s interactive 3D map.

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A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
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