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Downtown Ontario

NeighborhoodThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.CaliforniaStrong seller's market
Market temperatureA 0 to 100 score comparing this area with every similar area nationwide each month. 0 is the strongest buyer's market, 100 the strongest seller's market.Strong seller's market · 86
Buyer's marketBalancedSeller's market
$560K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
143
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$492K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Oct 2025 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Market temperature (0–100)How the 0 to 100 market score moved over time. It blends price growth, sales pace, how often homes change hands, and seller profits.Temperature
20172018201920212022202320242025
Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
20172018201920212022202320242025
Growth (year over year)How much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.PriceSales
20172018201920212022202320242025
Price per square footThe middle price per square foot, for sales where the size is known. It adjusts for homes being different sizes.$/ft²
20172018201920212022202320242025
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
20172018201920212022202320242025
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
20172018201920212022202320242025
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
20172018201920212022202320242025
Sellers who sold at a gainThe share of sellers each month who sold for more than they originally paid.Sold at gain
20172018201920212022202320242025
Typical hold before sellingThe middle number of years sellers owned their home before selling.Median hold
20172018201920212022202320242025
Median annualized return at resaleThe middle yearly gain sellers earned, spread across the years they owned the home. Only counts homes held at least a year.Annualized gain
20172018201920212022202320242025
Preforeclosure filingsForeclosure notices filed each month. A rise can be an early sign that more owners are struggling. Auction stage counts the filings that reached a scheduled foreclosure auction.FilingsAuction stage
201620192022202320242026

Housing Stock

HomesHow many homes we have records for in this area.273
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$492K
Median sizeThe middle home size here, measured in square feet.1,466 ft²
Median bedroomsThe middle bedroom count for homes here.2
Median year builtThe middle build year for homes here. A recent year means most housing is newer.2008
Single familyThe share of homes here that are single-family houses.26%
CondosThe share of homes here that are condos.52%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.89%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.0.5%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.22%
Company ownedThe share of homes owned by a company or trust instead of a person.74%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.0%
Typical ownership tenureHow long the typical owner here has held their home.11.0 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.153
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.404

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.9%
PopulationHow many people live in this area.2,731
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.7,868 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$49K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$58K
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.18 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all neighborhoods nationally.

How Downtown Ontario compares

By median home value, Downtown Ontario is the 64th most expensive of 148 neighborhoods in San Bernardino County, and its typical home is worth more than 46% of all homes in San Bernardino County.

Home values in Downtown Ontario

Share of homes at each estimated value.

Median
$377K$836K
neighborhoods in San Bernardino County ranked by median home value
#San Bernardino CountyMedian valueHomes
1Windmill Creek$1.2M1,619
2San Antonio Heights$1.2M1,197
3North Etiwanda$1.2M2,650
4Rolling Ridge$1M781
5Etiwanda$993K3,179
6Oak Glen$898K184
7Park Place$887K1,534
8Village Oaks$865K1,153
9Live Oak Canyon$819K1,670
10Wildwood$798K951
11Victoria$760K6,900
12Red Hills Rancho Homes$751K712
13New Haven$738K1,836
14Archibald Ranch$722K2,408
15Upland Hills$721K612
16Caryn$711K1,046
17Chino$710K24,564
18Southeast Rancho Cucamonga$708K435
19Harvest at Upland$705K337
20Sierra Crest$692K366
21The Arboretum$688K1,158
22North Bench$686K1,834
23Loma Linda$674K4,835
24Terra Vista$670K4,142
64Downtown Ontario$492K273

148 neighborhoods in San Bernardino County are ranked; the most valuable are listed here.

About the Downtown Ontario market

What is the median home price in Downtown Ontario, CA?

The median sale price in Downtown Ontario, CA is $560,000 (data through October 2025), based on deeds recorded with the county.

How many homes sell in Downtown Ontario, CA each year?

143 homes sold in Downtown Ontario, CA over the last 12 months (data through October 2025). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

Is Downtown Ontario, CA a buyer's or seller's market?

Downtown Ontario, CA is currently a strong seller's market, scoring 86 out of 100 on TopHap's market temperature index (data through October 2025). The score weighs sales velocity and price direction; above 60 favours sellers, below 40 favours buyers.

How many homes are there in Downtown Ontario, CA?

Downtown Ontario, CA contains 273 residential properties, with a median of 1,466 square feet, 2 bedrooms, built around 2008. The median TopHap Estimate is $492K.

How does Downtown Ontario, CA compare to the rest of San Bernardino County?

By median home value, Downtown Ontario, CA is the 64th most expensive of 148 neighborhoods in San Bernardino County. Its typical home is worth more than 46% of all homes in San Bernardino County. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Downtown Ontario, CA?

22% of homes in Downtown Ontario, CA are owner-occupied. 74% are held by a company rather than an individual.

How much equity do owners in Downtown Ontario, CA hold?

89% of mortgaged homes in Downtown Ontario, CA are equity-rich, meaning the loan balance is under half the home's value. 0.5% owe more than the home is worth.

Nearby markets

Browse addresses

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Explore Downtown Ontario on the map

See every recorded sale, price heat map, school zone and flood overlay across Downtown Ontario in TopHap’s interactive 3D map.

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A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map