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Elk 95432

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.California
$1.8M
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
3
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$515K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Jul 2026 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
2017201920202021202220252026
Growth (year over year)How much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.PriceSales
2017201920202021202220252026
Price per square footThe middle price per square foot, for sales where the size is known. It adjusts for homes being different sizes.$/ft²
2017201920202021202220252026
Sale premium vs estimated valueHow sale prices compare with our estimated values at the time of sale. Above the dashed line, homes sold for more than the models expected — a sign of competitive bidding. Below it, buyers paid under model value.Premium
2017201920202021202220252026
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
2017201920202021202220252026
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
2017201920202021202220252026
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
2017201920202021202220252026
Sellers who sold at a gainThe share of sellers each month who sold for more than they originally paid.Sold at gain
2017201920202021202220252026
Typical hold before sellingThe middle number of years sellers owned their home before selling.Median hold
2017201920202021202220252026
Median annualized return at resaleThe middle yearly gain sellers earned, spread across the years they owned the home. Only counts homes held at least a year.Annualized gain
2017201920202021202220252026
Preforeclosure filingsForeclosure notices filed each month. A rise can be an early sign that more owners are struggling. Auction stage counts the filings that reached a scheduled foreclosure auction.FilingsAuction stage
201720192020202320242026

Housing Stock

HomesHow many homes we have records for in this area.159
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$515K
Median sizeThe middle home size here, measured in square feet.1,536 ft²
Median bedroomsThe middle bedroom count for homes here.3
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1965
Single familyThe share of homes here that are single-family houses.55%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.74%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.2.5%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.30%
Company ownedThe share of homes owned by a company or trust instead of a person.18%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.15%
Typical ownership tenureHow long the typical owner here has held their home.22.3 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.173
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.491

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.72%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.757
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.11 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$54K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$117K
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all ZIP codes nationally.

How Elk 95432 compares

By median home value, Elk 95432 is the 7th most expensive of 23 ZIP codes in Mendocino County, and its typical home is worth more than 71% of all homes in Mendocino County.

Home values in Elk 95432

Share of homes at each estimated value.

Median
$241K$2.1M
ZIP codes in Mendocino County ranked by median home value
#Mendocino CountyMedian valueHomes
1Mendocino 95460$733K1,252
2Caspar 95420$612K151
3Manchester 95459$590K318
4Gualala 95445$576K1,377
5Little River 95456$571K470
6Yorkville 95494$531K174
7Elk 95432$515K159
8Albion 95410$504K469
9Philo 95466$471K370
10Fort Bragg 95437$460K4,967
11Redwood Valley 95470$457K1,828
12Ukiah 95482$431K7,805
13Westport 95488$428K175
1495463$419K141
15Hopland 95449$413K330
16Point Arena 95468$406K419
17Boonville 95415$379K383
18Willits 95490$317K4,694
19Potter Valley 95469$299K720
20Laytonville 95454$191K1,339
21Piercy 95587$158K141
22Covelo 95428$156K816
23Leggett 95585$149K166

About the Elk 95432 market

What is the median home price in Elk 95432, CA?

The median sale price in Elk 95432, CA is $1,801,000 (data through July 2026), based on deeds recorded with the county.

How many homes sell in Elk 95432, CA each year?

3 homes sold in Elk 95432, CA over the last 12 months (data through July 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

How many homes are there in Elk 95432, CA?

Elk 95432, CA contains 159 residential properties, with a median of 1,536 square feet, 3 bedrooms, built around 1965. The median TopHap Estimate is $515K.

How does Elk 95432, CA compare to the rest of Mendocino County?

By median home value, Elk 95432, CA is the 7th most expensive of 23 ZIP codes in Mendocino County. Its typical home is worth more than 71% of all homes in Mendocino County. Yorkville 95494 ranks just above it and Albion 95410 just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Elk 95432, CA?

30% of homes in Elk 95432, CA are owner-occupied. 18% are held by a company rather than an individual.

How much equity do owners in Elk 95432, CA hold?

74% of mortgaged homes in Elk 95432, CA are equity-rich, meaning the loan balance is under half the home's value. 2.5% owe more than the home is worth.

Nearby markets

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Explore Elk 95432 on the map

See every recorded sale, price heat map, school zone and flood overlay across Elk 95432 in TopHap’s interactive 3D map.

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