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Embudo 87531

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.New Mexico
$389K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
1
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$358K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Jul 2026 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Housing Stock

HomesHow many homes we have records for in this area.163
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$358K
Median sizeThe middle home size here, measured in square feet.1,428 ft²
Median bedroomsThe middle bedroom count for homes here.2
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1988
Single familyThe share of homes here that are single-family houses.46%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.78%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.0%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.66%
Company ownedThe share of homes owned by a company or trust instead of a person.15%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.19%
Typical ownership tenureHow long the typical owner here has held their home.9.8 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.159
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.108

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.25%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.84
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.14 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$30K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$44K
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.14 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.76%

How Embudo 87531 compares

By median home value, Embudo 87531 is the 2nd most expensive of 27 ZIP codes in Rio Arriba County, and its typical home is worth more than 67% of all homes in Rio Arriba County.

Home values in Embudo 87531

Share of homes at each estimated value.

Median
$127K$848K
ZIP codes in Rio Arriba County ranked by median home value
#Rio Arriba CountyMedian valueHomes
1Youngsville 87064$398K168
2Embudo 87531$358K163
3Ojo Caliente 87549$356K339
4Ohkay Owingeh 87566$349K502
5Alcalde 87511$343K1,312
6Espanola 87532$339K8,570
7Hernandez 87537$314K1,285
8Abiquiu 87510$305K855
9Chimayo 87522$300K1,700
10Truchas 87578$296K468
11Velarde 87582$281K806
12Dixon 87527$270K620
13Medanales 87548$268K685
14Lindrith 87029$259K129
15El Rito 87530$227K445
16Cordova 87523$225K245
17Cebolla 87518$216K123
18Los Ojos 87551$204K478
19La Madera 87539$197K120
20Chama 87520$196K1,584
21Coyote 87012$191K238
22Canjilon 87515$185K267
23Canones 87516$184K106
24Gallina 87017$179K219

27 ZIP codes in Rio Arriba County are ranked; the most valuable are listed here.

About the Embudo 87531 market

What is the median home price in Embudo 87531, NM?

The median sale price in Embudo 87531, NM is $388,850 (data through July 2026), based on deeds recorded with the county.

How many homes sell in Embudo 87531, NM each year?

1 homes sold in Embudo 87531, NM over the last 12 months (data through July 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

How many homes are there in Embudo 87531, NM?

Embudo 87531, NM contains 163 residential properties, with a median of 1,428 square feet, 2 bedrooms, built around 1988. The median TopHap Estimate is $358K.

How does Embudo 87531, NM compare to the rest of Rio Arriba County?

By median home value, Embudo 87531, NM is the 2nd most expensive of 27 ZIP codes in Rio Arriba County. Its typical home is worth more than 67% of all homes in Rio Arriba County. Youngsville 87064 ranks just above it and Ojo Caliente 87549 just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Embudo 87531, NM?

66% of homes in Embudo 87531, NM are owner-occupied. 15% are held by a company rather than an individual.

How much equity do owners in Embudo 87531, NM hold?

78% of mortgaged homes in Embudo 87531, NM are equity-rich, meaning the loan balance is under half the home's value. 0.0% owe more than the home is worth.

Nearby markets

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Explore Embudo 87531 on the map

See every recorded sale, price heat map, school zone and flood overlay across Embudo 87531 in TopHap’s interactive 3D map.

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A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
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