Skip to content
Skip to content
TopHapOpen in map

Hardy 50545

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.Iowa
$54K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
3
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$122K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Apr 2024 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
20162017202020232024
Price per square footThe middle price per square foot, for sales where the size is known. It adjusts for homes being different sizes.$/ft²
20162017202020232024
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
20162017202020232024
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
20162017202020232024
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
20162017202020232024
Sellers who sold at a gainThe share of sellers each month who sold for more than they originally paid.Sold at gain
20162017202020232024
Typical hold before sellingThe middle number of years sellers owned their home before selling.Median hold
20162017202020232024
Median annualized return at resaleThe middle yearly gain sellers earned, spread across the years they owned the home. Only counts homes held at least a year.Annualized gain
20162017202020232024

Housing Stock

HomesHow many homes we have records for in this area.104
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$122K
Median sizeThe middle home size here, measured in square feet.1,721 ft²
Median bedroomsThe middle bedroom count for homes here.3
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1934
Single familyThe share of homes here that are single-family houses.63%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.50%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.8.7%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.85%
Company ownedThe share of homes owned by a company or trust instead of a person.9.6%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.46%
Typical ownership tenureHow long the typical owner here has held their home.13.6 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.324
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.10 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$67K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83K
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all ZIP codes nationally.

How Hardy 50545 compares

By median home value, Hardy 50545 is the 3rd most expensive of 10 ZIP codes in Humboldt County, and its typical home is worth more than 48% of all homes in Humboldt County.

Home values in Hardy 50545

Share of homes at each estimated value.

Median
$56K$333K
ZIP codes in Humboldt County ranked by median home value
#Humboldt CountyMedian valueHomes
1Humboldt 50548$160K2,815
2Thor 50591$155K171
3Hardy 50545$122K104
4Dakota City 50529$115K499
5Ottosen 50570$94K112
6Gilmore City 50541$93K524
7Renwick 50577$91K248
8Rutland 50582$87K169
9Bode 50519$87K313
10Livermore 50558$81K387

About the Hardy 50545 market

What is the median home price in Hardy 50545, IA?

The median sale price in Hardy 50545, IA is $53,500 (data through April 2024), based on deeds recorded with the county.

How many homes sell in Hardy 50545, IA each year?

3 homes sold in Hardy 50545, IA over the last 12 months (data through April 2024). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

How many homes are there in Hardy 50545, IA?

Hardy 50545, IA contains 104 residential properties, with a median of 1,721 square feet, 3 bedrooms, built around 1934. The median TopHap Estimate is $122K.

How does Hardy 50545, IA compare to the rest of Humboldt County?

By median home value, Hardy 50545, IA is the 3rd most expensive of 10 ZIP codes in Humboldt County. Its typical home is worth more than 48% of all homes in Humboldt County. Thor 50591 ranks just above it and Dakota City 50529 just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Hardy 50545, IA?

85% of homes in Hardy 50545, IA are owner-occupied. 10% are held by a company rather than an individual.

How much equity do owners in Hardy 50545, IA hold?

50% of mortgaged homes in Hardy 50545, IA are equity-rich, meaning the loan balance is under half the home's value. 8.7% owe more than the home is worth.

Nearby markets

Browse addresses

Every street and address TopHap holds is browsable by state, county and city. Browse Iowa property records.

Explore Hardy 50545 on the map

See every recorded sale, price heat map, school zone and flood overlay across Hardy 50545 in TopHap’s interactive 3D map.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map