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Jay County

CountyThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.Indiana
$143K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
131
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$129K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Oct 2026Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
AprMayJunJulAugSepOct
Price per square footThe middle price per square foot, for sales where the size is known. It adjusts for homes being different sizes.$/ft²
AprMayJunJulAugSepOct
Sale premium vs estimated valueHow sale prices compare with our estimated values at the time of sale. Above the dashed line, homes sold for more than the models expected — a sign of competitive bidding. Below it, buyers paid under model value.Premium
AprMayJunJulAugSepOct
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
AprMayJunJulAugSepOct
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
AprMayJunJulAugSepOct
Sellers who sold at a gainThe share of sellers each month who sold for more than they originally paid.Sold at gain
AprMayJunJulAugSepOct
Typical hold before sellingThe middle number of years sellers owned their home before selling.Median hold
AprMayJunJulAugSepOct
Preforeclosure filingsForeclosure notices filed each month. A rise can be an early sign that more owners are struggling. Auction stage counts the filings that reached a scheduled foreclosure auction.FilingsAuction stage
20162017201820192020202120232026

Housing Stock

HomesHow many homes we have records for in this area.8,393
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$129K
Median sizeThe middle home size here, measured in square feet.1,596 ft²
Median bedroomsThe middle bedroom count for homes here.3
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1952
Single familyThe share of homes here that are single-family houses.72%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.93%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.2.5%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.66%
Company ownedThe share of homes owned by a company or trust instead of a person.14%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.0%
Typical ownership tenureHow long the typical owner here has held their home.126.9 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.209
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.55

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.20,247
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.53 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$56K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76K
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all countys nationally.

How Jay County compares

By median home value, Jay County is the 91st most expensive of 92 counties in Indiana, and its typical home is worth more than 16% of all homes in Indiana.

Home values in Jay County

Share of homes at each estimated value.

Median
$40K$453K
counties in Indiana ranked by median home value
#IndianaMedian valueHomes
1Hamilton County$452K125,172
2Boone County$416K27,271
3Brown County$351K8,608
4Hendricks County$348K63,315
5LaGrange County$341K16,453
6Porter County$326K61,266
7Dearborn County$314K19,501
8Johnson County$311K56,085
9Hancock County$310K32,596
10Monroe County$305K42,151
11Franklin County$302K10,418
12Steuben County$300K21,297
13Morgan County$299K28,816
14Kosciusko County$299K35,229
15Tippecanoe County$297K50,461
16Warrick County$283K24,779
17Ohio County$283K2,506
18Ripley County$282K11,135
19Floyd County$282K29,677
20Whitley County$279K13,736
21Jasper County$277K12,946
22Tipton County$274K6,408
23Putnam County$270K14,484
24Bartholomew County$265K28,716
91Jay County$129K8,393

92 counties in Indiana are ranked; the most valuable are listed here.

Markets in Jay County, most valuable first

About the Jay County market

What is the median home price in Jay County, IN?

The median sale price in Jay County, IN is $143,333 (data through October 2026), based on deeds recorded with the county.

How many homes sell in Jay County, IN each year?

131 homes sold in Jay County, IN over the last 12 months (data through October 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

How many homes are there in Jay County, IN?

Jay County, IN contains 8,393 residential properties, with a median of 1,596 square feet, 3 bedrooms, built around 1952. The median TopHap Estimate is $129K.

How does Jay County, IN compare to the rest of Indiana?

By median home value, Jay County, IN is the 91st most expensive of 92 counties in Indiana. Its typical home is worth more than 16% of all homes in Indiana. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Jay County, IN?

66% of homes in Jay County, IN are owner-occupied. 14% are held by a company rather than an individual.

How much equity do owners in Jay County, IN hold?

93% of mortgaged homes in Jay County, IN are equity-rich, meaning the loan balance is under half the home's value. 2.5% owe more than the home is worth.

Browse addresses

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Explore Jay County on the map

See every recorded sale, price heat map, school zone and flood overlay across Jay County in TopHap’s interactive 3D map.

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A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
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