Skip to content
Skip to content
TopHapOpen in map

Lake Ann 49650

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.Michigan
$397K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Housing Stock

HomesHow many homes we have records for in this area.1,646
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$397K
Median sizeThe middle home size here, measured in square feet.1,288 ft²
Median bedroomsThe middle bedroom count for homes here.3
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1994
Single familyThe share of homes here that are single-family houses.88%
CondosThe share of homes here that are condos.12%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.77%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.0.9%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.77%
Company ownedThe share of homes owned by a company or trust instead of a person.21%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.20%
Typical ownership tenureHow long the typical owner here has held their home.22.5 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.41
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.3,035
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.103 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$84K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99K
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

How Lake Ann 49650 compares

By median home value, Lake Ann 49650 is the 4th most expensive of 7 ZIP codes in Benzie County, and its typical home is worth more than 42% of all homes in Benzie County.

Home values in Lake Ann 49650

Share of homes at each estimated value.

Median
$204K$1M
ZIP codes in Benzie County ranked by median home value
#Benzie CountyMedian valueHomes
1Frankfort 49635$732K3,159
2Beulah 49617$499K2,544
3Honor 49640$457K1,407
4Lake Ann 49650$397K1,646
5Benzonia 49616$332K1,107
6Thompsonville 49683$298K2,114
7Elberta 49628$278K224

About the Lake Ann 49650 market

How many homes are there in Lake Ann 49650, MI?

Lake Ann 49650, MI contains 1,646 residential properties, with a median of 1,288 square feet, 3 bedrooms, built around 1994. The median TopHap Estimate is $397K.

How does Lake Ann 49650, MI compare to the rest of Benzie County?

By median home value, Lake Ann 49650, MI is the 4th most expensive of 7 ZIP codes in Benzie County. Its typical home is worth more than 42% of all homes in Benzie County. Honor 49640 ranks just above it and Benzonia 49616 just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Lake Ann 49650, MI?

77% of homes in Lake Ann 49650, MI are owner-occupied. 21% are held by a company rather than an individual.

How much equity do owners in Lake Ann 49650, MI hold?

77% of mortgaged homes in Lake Ann 49650, MI are equity-rich, meaning the loan balance is under half the home's value. 0.9% owe more than the home is worth.

Nearby markets

Browse addresses

Every street and address TopHap holds is browsable by state, county and city. Browse Michigan property records.

Explore Lake Ann 49650 on the map

See every recorded sale, price heat map, school zone and flood overlay across Lake Ann 49650 in TopHap’s interactive 3D map.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map