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Lynch 40855

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.Kentucky
$55K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Housing Stock

HomesHow many homes we have records for in this area.428
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$55K
Median sizeThe middle home size here, measured in square feet.1,596 ft²
Median bedroomsThe middle bedroom count for homes here.3
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1920
Single familyThe share of homes here that are single-family houses.97%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.94%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.0%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.58%
Company ownedThe share of homes owned by a company or trust instead of a person.7.9%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.0%
Typical ownership tenureHow long the typical owner here has held their home.13.5 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.159
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.131
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.89

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.70%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.3.2%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.467
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.49 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$32K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$39K
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.64 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

How Lynch 40855 compares

By median home value, Lynch 40855 is the 17th most expensive of 21 ZIP codes in Harlan County, and its typical home is worth more than 32% of all homes in Harlan County.

Home values in Lynch 40855

Share of homes at each estimated value.

Median
$28K$137K
ZIP codes in Harlan County ranked by median home value
#Harlan CountyMedian valueHomes
1Putney 40865$112K228
2Totz 40870$106K235
3Coldiron 40819$94K364
4Harlan 40831$90K1,874
5Baxter 40806$82K985
6Cumberland 40823$75K1,418
7Wallins Creek 40873$70K1,076
8Pathfork 40863$67K218
9Bledsoe 40810$67K569
10Closplint 40927$66K212
11Loyall 40854$64K523
12Evarts 40828$63K1,552
1340824$63K182
14Benham 40807$60K254
15Cranks 40820$60K217
16Big Laurel 40808$59K106
17Lynch 40855$55K428
18Cawood 40815$53K559
19Grays Knob 40829$52K104
20Gulston 40830$46K107
21Kenvir 40847$41K219

About the Lynch 40855 market

How many homes are there in Lynch 40855, KY?

Lynch 40855, KY contains 428 residential properties, with a median of 1,596 square feet, 3 bedrooms, built around 1920. The median TopHap Estimate is $55K.

How does Lynch 40855, KY compare to the rest of Harlan County?

By median home value, Lynch 40855, KY is the 17th most expensive of 21 ZIP codes in Harlan County. Its typical home is worth more than 32% of all homes in Harlan County. Big Laurel 40808 ranks just above it and Cawood 40815 just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Lynch 40855, KY?

58% of homes in Lynch 40855, KY are owner-occupied. 8% are held by a company rather than an individual.

How much equity do owners in Lynch 40855, KY hold?

94% of mortgaged homes in Lynch 40855, KY are equity-rich, meaning the loan balance is under half the home's value. 0.0% owe more than the home is worth.

Nearby markets

Browse addresses

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Explore Lynch 40855 on the map

See every recorded sale, price heat map, school zone and flood overlay across Lynch 40855 in TopHap’s interactive 3D map.

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A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
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