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Millstone 41838

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.Kentucky
$71K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Housing Stock

HomesHow many homes we have records for in this area.225
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$71K
Median sizeThe middle home size here, measured in square feet.1,160 ft²
Median bedroomsThe middle bedroom count for homes here.3
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1969
Single familyThe share of homes here that are single-family houses.80%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.76%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.5.6%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.51%
Company ownedThe share of homes owned by a company or trust instead of a person.11%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.0%
Typical ownership tenureHow long the typical owner here has held their home.13.5 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.127
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.77

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.4%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.28%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.709
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.89 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$40K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$45K
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

How Millstone 41838 compares

By median home value, Millstone 41838 is the 13th most expensive of 20 ZIP codes in Letcher County, and its typical home is worth more than 43% of all homes in Letcher County.

Home values in Millstone 41838

Share of homes at each estimated value.

Median
$41K$246K
ZIP codes in Letcher County ranked by median home value
#Letcher CountyMedian valueHomes
1Mayking 41837$128K317
2Whitesburg 41858$113K3,386
3Letcher 41832$108K151
4Isom 41824$105K296
5Jeremiah 41826$102K481
6Blackey 41804$97K406
7Hallie 41821$93K247
8Thornton 41855$91K274
9Premium 41845$85K176
10Deane 41812$80K165
11Partridge 40862$78K252
12Linefork 41833$73K119
13Millstone 41838$71K225
14Gordon 41819$67K209
15Jenkins 41537$66K2,527
16Eolia 40826$61K335
17Ermine 41815$59K314
18Neon 41840$55K572
19Jackhorn 41825$49K184
20Mc Roberts 41835$42K422

About the Millstone 41838 market

How many homes are there in Millstone 41838, KY?

Millstone 41838, KY contains 225 residential properties, with a median of 1,160 square feet, 3 bedrooms, built around 1969. The median TopHap Estimate is $71K.

How does Millstone 41838, KY compare to the rest of Letcher County?

By median home value, Millstone 41838, KY is the 13th most expensive of 20 ZIP codes in Letcher County. Its typical home is worth more than 43% of all homes in Letcher County. Linefork 41833 ranks just above it and Gordon 41819 just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Millstone 41838, KY?

51% of homes in Millstone 41838, KY are owner-occupied. 11% are held by a company rather than an individual.

How much equity do owners in Millstone 41838, KY hold?

76% of mortgaged homes in Millstone 41838, KY are equity-rich, meaning the loan balance is under half the home's value. 5.6% owe more than the home is worth.

Nearby markets

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Explore Millstone 41838 on the map

See every recorded sale, price heat map, school zone and flood overlay across Millstone 41838 in TopHap’s interactive 3D map.

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A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
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