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North Monmouth 04265

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.Maine
$203K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
+11.9%
1-yr changeHow much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.
7
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$362K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Oct 2026 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
201820222023202420252026
Growth (year over year)How much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.PriceSales
201820222023202420252026
Price per square footThe middle price per square foot, for sales where the size is known. It adjusts for homes being different sizes.$/ft²
201820222023202420252026
Sale premium vs estimated valueHow sale prices compare with our estimated values at the time of sale. Above the dashed line, homes sold for more than the models expected — a sign of competitive bidding. Below it, buyers paid under model value.Premium
201820222023202420252026
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
201820222023202420252026
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
201820222023202420252026
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
201820222023202420252026
Sellers who sold at a gainThe share of sellers each month who sold for more than they originally paid.Sold at gain
201820222023202420252026
Typical hold before sellingThe middle number of years sellers owned their home before selling.Median hold
201820222023202420252026
Median annualized return at resaleThe middle yearly gain sellers earned, spread across the years they owned the home. Only counts homes held at least a year.Annualized gain
201820222023202420252026
Preforeclosure filingsForeclosure notices filed each month. A rise can be an early sign that more owners are struggling. Auction stage counts the filings that reached a scheduled foreclosure auction.FilingsAuction stage
2017201920222023202420252026

Housing Stock

HomesHow many homes we have records for in this area.336
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$362K
Median sizeThe middle home size here, measured in square feet.1,408 ft²
Median bedroomsThe middle bedroom count for homes here.3
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1977
Single familyThe share of homes here that are single-family houses.83%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.59%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.1.3%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.68%
Company ownedThe share of homes owned by a company or trust instead of a person.4.8%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.44%
Typical ownership tenureHow long the typical owner here has held their home.17.8 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.81

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.717
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.109 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$62K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$75K
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all ZIP codes nationally.

How North Monmouth 04265 compares

By median home value, North Monmouth 04265 is the 10th most expensive of 23 ZIP codes in Kennebec County, and its typical home is worth more than 60% of all homes in Kennebec County.

Home values in North Monmouth 04265

Share of homes at each estimated value.

Median
$154K$821K
ZIP codes in Kennebec County ranked by median home value
#Kennebec CountyMedian valueHomes
1Monmouth 04259$418K1,683
2Manchester 04351$414K1,206
3Winthrop 04364$414K2,907
4Hallowell 04347$413K1,005
5Belgrade 04917$410K1,480
6Readfield 04355$402K1,361
7Wayne 04284$400K786
8Mount Vernon 04352$389K1,176
9South China 04358$368K2,279
10North Monmouth 04265$362K336
11Litchfield 04350$358K1,877
12Oakland 04963$344K3,390
13Vassalboro 04989$336K1,759
14Gardiner 04345$330K4,737
15Vienna 04360$325K262
16Windsor 04363$318K1,081
17Augusta 04330$315K9,378
18Kents Hill 04349$293K567
19Farmingdale 04344$272K1,102
20Waterville 04901$270K8,740
21Albion 04910$239K832
22Randolph 04346$229K676
23Clinton 04927$218K1,291

About the North Monmouth 04265 market

What is the median home price in North Monmouth 04265, ME?

The median sale price in North Monmouth 04265, ME is $203,333 (data through October 2026), based on deeds recorded with the county. That is up 11.9% from a year earlier.

How many homes sell in North Monmouth 04265, ME each year?

7 homes sold in North Monmouth 04265, ME over the last 12 months (data through October 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

How many homes are there in North Monmouth 04265, ME?

North Monmouth 04265, ME contains 336 residential properties, with a median of 1,408 square feet, 3 bedrooms, built around 1977. The median TopHap Estimate is $362K.

How does North Monmouth 04265, ME compare to the rest of Kennebec County?

By median home value, North Monmouth 04265, ME is the 10th most expensive of 23 ZIP codes in Kennebec County. Its typical home is worth more than 60% of all homes in Kennebec County. South China 04358 ranks just above it and Litchfield 04350 just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in North Monmouth 04265, ME?

68% of homes in North Monmouth 04265, ME are owner-occupied. 5% are held by a company rather than an individual.

How much equity do owners in North Monmouth 04265, ME hold?

59% of mortgaged homes in North Monmouth 04265, ME are equity-rich, meaning the loan balance is under half the home's value. 1.3% owe more than the home is worth.

Nearby markets

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Explore North Monmouth 04265 on the map

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