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Oyster Harbor

NeighborhoodThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.FloridaBalanced market
Market temperatureA 0 to 100 score comparing this area with every similar area nationwide each month. 0 is the strongest buyer's market, 100 the strongest seller's market.Balanced market · 57
Buyer's marketBalancedSeller's market
$1.5M
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
+106.2%
1-yr changeHow much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.
19
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$1.4M
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Oct 2026 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Market temperature (0–100)How the 0 to 100 market score moved over time. It blends price growth, sales pace, how often homes change hands, and seller profits.Temperature
20172018201920212022202420252026
Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
20172018201920212022202420252026
Growth (year over year)How much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.PriceSales
20172018201920212022202420252026
Price per square footThe middle price per square foot, for sales where the size is known. It adjusts for homes being different sizes.$/ft²
20172018201920212022202420252026
Sale premium vs estimated valueHow sale prices compare with our estimated values at the time of sale. Above the dashed line, homes sold for more than the models expected — a sign of competitive bidding. Below it, buyers paid under model value.Premium
20172018201920212022202420252026
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
20172018201920212022202420252026
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
20172018201920212022202420252026
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
20172018201920212022202420252026
Sellers who sold at a gainThe share of sellers each month who sold for more than they originally paid.Sold at gain
20172018201920212022202420252026
Typical hold before sellingThe middle number of years sellers owned their home before selling.Median hold
20172018201920212022202420252026
Median annualized return at resaleThe middle yearly gain sellers earned, spread across the years they owned the home. Only counts homes held at least a year.Annualized gain
20172018201920212022202420252026

Housing Stock

HomesHow many homes we have records for in this area.363
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$1.4M
Median sizeThe middle home size here, measured in square feet.2,999 ft²
Median year builtThe middle build year for homes here. A recent year means most housing is newer.2020
Single familyThe share of homes here that are single-family houses.83%
CondosThe share of homes here that are condos.17%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.90%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.0%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.59%
Company ownedThe share of homes owned by a company or trust instead of a person.32%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.9%
Typical ownership tenureHow long the typical owner here has held their home.5.1 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.49%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.60%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.126
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.250 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$165K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$240K
Average tempThe average temperature here across a full year.74°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all neighborhoods nationally.

How Oyster Harbor compares

By median home value, Oyster Harbor is the 23rd most expensive of 153 neighborhoods in Collier County, and its typical home is worth more than 85% of all homes in Collier County.

Home values in Oyster Harbor

Share of homes at each estimated value.

Median
$398K$2.7M
neighborhoods in Collier County ranked by median home value
#Collier CountyMedian valueHomes
1Port Royal$10M655
2Aqualane Shores$8.7M507
3Bay Colony$4.4M862
4Marco Island Estates$4.2M635
5Royal Harbor$3.8M390
6Quail West$3.7M667
7Grey Oaks$3.4M904
8Mediterra$2.8M943
9Naples Cay$2.7M312
10Cape Marco$2.3M682
11Remington Reserve$2.1M294
12Quail Creek$2.1M288
13Audobon Country Club$2M399
14Barefoot Beach$2M644
15Coquina Sands$1.9M724
16Tuscany Reserve$1.7M510
17Park Shore$1.7M4,152
18Golden Shores$1.6M152
19Pine Ridge$1.6M947
20The Dunes$1.5M657
21Vanderbilt Beach$1.5M1,988
22Tiburon Golf Club$1.5M540
23Oyster Harbor$1.4M363
24Esplanade Golf and Country Club$1.4M1,184

153 neighborhoods in Collier County are ranked; the most valuable are listed here.

About the Oyster Harbor market

What is the median home price in Oyster Harbor, FL?

The median sale price in Oyster Harbor, FL is $1,497,500 (data through October 2026), based on deeds recorded with the county. That is up 106.2% from a year earlier.

How many homes sell in Oyster Harbor, FL each year?

19 homes sold in Oyster Harbor, FL over the last 12 months (data through October 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

Is Oyster Harbor, FL a buyer's or seller's market?

Oyster Harbor, FL is currently a balanced market, scoring 57 out of 100 on TopHap's market temperature index (data through October 2026). The score weighs sales velocity and price direction; above 60 favours sellers, below 40 favours buyers.

How many homes are there in Oyster Harbor, FL?

Oyster Harbor, FL contains 363 residential properties, with a median of 2,999 square feet, built around 2020. The median TopHap Estimate is $1.4M.

How does Oyster Harbor, FL compare to the rest of Collier County?

By median home value, Oyster Harbor, FL is the 23rd most expensive of 153 neighborhoods in Collier County. Its typical home is worth more than 85% of all homes in Collier County. Tiburon Golf Club ranks just above it and Esplanade Golf and Country Club just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Oyster Harbor, FL?

59% of homes in Oyster Harbor, FL are owner-occupied. 32% are held by a company rather than an individual.

How much equity do owners in Oyster Harbor, FL hold?

90% of mortgaged homes in Oyster Harbor, FL are equity-rich, meaning the loan balance is under half the home's value. 0.0% owe more than the home is worth.

Nearby markets

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Explore Oyster Harbor on the map

See every recorded sale, price heat map, school zone and flood overlay across Oyster Harbor in TopHap’s interactive 3D map.

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Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map