CityThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.Texas
$212K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.
Housing Stock
HomesHow many homes we have records for in this area.193
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$212K
Median sizeThe middle home size here, measured in square feet.1,472 ft²
Median year builtThe middle build year for homes here. A recent year means most housing is newer.2003
Single familyThe share of homes here that are single-family houses.37%
Equity & Ownership
Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.73%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.1.5%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.87%
Company ownedThe share of homes owned by a company or trust instead of a person.6.7%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.0%
Typical ownership tenureHow long the typical owner here has held their home.10.8 yrs
CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.
CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.86
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.148
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16
Index scale: 100 = US average (tick). Lower is better.
Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.193
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.195 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$60K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78K
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%
How Penelope compares
By median home value, Penelope is the 10th most expensive of 13 cities in Hill County, and its typical home is worth more than 45% of all homes in Hill County.
Penelope, TX contains 193 residential properties, with a median of 1,472 square feet, built around 2003. The median TopHap Estimate is $212K.
How does Penelope, TX compare to the rest of Hill County?
By median home value, Penelope, TX is the 10th most expensive of 13 cities in Hill County. Its typical home is worth more than 45% of all homes in Hill County. Itasca ranks just above it and Hillsboro just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.
Do people own or rent in Penelope, TX?
87% of homes in Penelope, TX are owner-occupied. 7% are held by a company rather than an individual.
How much equity do owners in Penelope, TX hold?
73% of mortgaged homes in Penelope, TX are equity-rich, meaning the loan balance is under half the home's value. 1.5% owe more than the home is worth.
