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Phelps County

CountyThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.Missouri
$271K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
198
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$235K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Aug 2026Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
AprMayJunJulAug
Price per square footThe middle price per square foot, for sales where the size is known. It adjusts for homes being different sizes.$/ft²
AprMayJunJulAug
Sale premium vs estimated valueHow sale prices compare with our estimated values at the time of sale. Above the dashed line, homes sold for more than the models expected — a sign of competitive bidding. Below it, buyers paid under model value.Premium
AprMayJunJulAug
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
AprMayJunJulAug
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
AprMayJunJulAug
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
AprMayJunJulAug
Sellers who sold at a gainThe share of sellers each month who sold for more than they originally paid.Sold at gain
AprMayJunJulAug
Typical hold before sellingThe middle number of years sellers owned their home before selling.Median hold
AprMayJunJulAug
Median annualized return at resaleThe middle yearly gain sellers earned, spread across the years they owned the home. Only counts homes held at least a year.Annualized gain
AprMayJunJulAug
Preforeclosure filingsForeclosure notices filed each month. A rise can be an early sign that more owners are struggling. Auction stage counts the filings that reached a scheduled foreclosure auction.FilingsAuction stage
20162018201920212022202320242026

Housing Stock

HomesHow many homes we have records for in this area.15,327
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$235K
Median sizeThe middle home size here, measured in square feet.1,512 ft²
Median bedroomsThe middle bedroom count for homes here.3
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1980
Single familyThe share of homes here that are single-family houses.65%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.88%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.0.5%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.59%
Company ownedThe share of homes owned by a company or trust instead of a person.21%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.0%
Typical ownership tenureHow long the typical owner here has held their home.33.4 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.109
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.45,791
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.68 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$55K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73K
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all countys nationally.

How Phelps County compares

By median home value, Phelps County is the 43rd most expensive of 115 counties in Missouri, and its typical home is worth more than 43% of all homes in Missouri.

Home values in Phelps County

Share of homes at each estimated value.

Median
$82K$636K
counties in Missouri ranked by median home value
#MissouriMedian valueHomes
1Montgomery County$394K3,993
2Platte County$384K34,398
3St. Charles County$363K145,939
4Stone County$361K23,228
5Camden County$358K60,329
6Warren County$349K15,994
7Cass County$340K41,444
8Daviess County$340K4,880
9Osage County$334K5,909
10Boone County$331K60,181
11Christian County$330K33,091
12Lincoln County$327K26,006
13Clay County$317K82,809
14Clinton County$305K8,465
15Johnson County$305K17,456
16Cole County$303K26,576
17Scotland County$294K2,674
18Andrew County$287K7,539
19Callaway County$287K16,386
20DeKalb County$285K3,662
21Franklin County$279K42,194
22Miller County$279K12,053
23Jefferson County$277K82,615
24St. Louis County$272K359,126
43Phelps County$235K15,327

115 counties in Missouri are ranked; the most valuable are listed here.

Markets in Phelps County, most valuable first

About the Phelps County market

What is the median home price in Phelps County, MO?

The median sale price in Phelps County, MO is $271,313 (data through August 2026), based on deeds recorded with the county.

How many homes sell in Phelps County, MO each year?

198 homes sold in Phelps County, MO over the last 12 months (data through August 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

How many homes are there in Phelps County, MO?

Phelps County, MO contains 15,327 residential properties, with a median of 1,512 square feet, 3 bedrooms, built around 1980. The median TopHap Estimate is $235K.

How does Phelps County, MO compare to the rest of Missouri?

By median home value, Phelps County, MO is the 43rd most expensive of 115 counties in Missouri. Its typical home is worth more than 43% of all homes in Missouri. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Phelps County, MO?

59% of homes in Phelps County, MO are owner-occupied. 21% are held by a company rather than an individual.

How much equity do owners in Phelps County, MO hold?

88% of mortgaged homes in Phelps County, MO are equity-rich, meaning the loan balance is under half the home's value. 0.5% owe more than the home is worth.

Browse addresses

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Explore Phelps County on the map

See every recorded sale, price heat map, school zone and flood overlay across Phelps County in TopHap’s interactive 3D map.

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A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
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