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Polk County

CountyThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.Minnesota
$300K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
229
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$244K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Oct 2026Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
AprMayJunJulAugSepOct
Price per square footThe middle price per square foot, for sales where the size is known. It adjusts for homes being different sizes.$/ft²
AprMayJunJulAugSepOct
Sale premium vs estimated valueHow sale prices compare with our estimated values at the time of sale. Above the dashed line, homes sold for more than the models expected — a sign of competitive bidding. Below it, buyers paid under model value.Premium
AprMayJunJulAugSepOct
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
AprMayJunJulAugSepOct
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
AprMayJunJulAugSepOct
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
AprMayJunJulAugSepOct
Preforeclosure filingsForeclosure notices filed each month. A rise can be an early sign that more owners are struggling. Auction stage counts the filings that reached a scheduled foreclosure auction.FilingsAuction stage
2017201820222023202420252026

Housing Stock

HomesHow many homes we have records for in this area.13,191
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$244K
Median sizeThe middle home size here, measured in square feet.1,344 ft²
Median bedroomsThe middle bedroom count for homes here.3
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1965
Single familyThe share of homes here that are single-family houses.89%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.38%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.0%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.74%
Company ownedThe share of homes owned by a company or trust instead of a person.9.6%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.70%
Typical ownership tenureHow long the typical owner here has held their home.21.7 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.10

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.30,509
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.16 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$70K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88K
Average tempThe average temperature here across a full year.39°F
Annual precipHow much rain and melted snow falls here in a typical year.22 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all countys nationally.

How Polk County compares

By median home value, Polk County is the 43rd most expensive of 87 counties in Minnesota, and its typical home is worth more than 30% of all homes in Minnesota.

Home values in Polk County

Share of homes at each estimated value.

Median
$73K$774K
counties in Minnesota ranked by median home value
#MinnesotaMedian valueHomes
1Carver County$454K40,377
2Washington County$414K102,346
3Scott County$400K51,584
4Cook County$375K6,375
5Hennepin County$365K402,813
6Dakota County$361K155,277
7Wright County$358K54,939
8Sherburne County$354K35,513
9Anoka County$352K127,219
10Becker County$345K22,995
11Rice County$336K24,485
12Chisago County$321K23,968
13Crow Wing County$319K44,737
14Dodge County$316K7,658
15Ramsey County$314K152,802
16Isanti County$307K19,189
17Douglas County$302K21,273
18Olmsted County$300K55,605
19Cass County$299K26,042
20Otter Tail County$299K47,772
21Houston County$296K8,326
22Sibley County$295K9,147
23Le Sueur County$293K13,104
24Steele County$290K15,927
43Polk County$244K13,191

87 counties in Minnesota are ranked; the most valuable are listed here.

Markets in Polk County, most valuable first

About the Polk County market

What is the median home price in Polk County, MN?

The median sale price in Polk County, MN is $299,833 (data through October 2026), based on deeds recorded with the county.

How many homes sell in Polk County, MN each year?

229 homes sold in Polk County, MN over the last 12 months (data through October 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

How many homes are there in Polk County, MN?

Polk County, MN contains 13,191 residential properties, with a median of 1,344 square feet, 3 bedrooms, built around 1965. The median TopHap Estimate is $244K.

How does Polk County, MN compare to the rest of Minnesota?

By median home value, Polk County, MN is the 43rd most expensive of 87 counties in Minnesota. Its typical home is worth more than 30% of all homes in Minnesota. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Polk County, MN?

74% of homes in Polk County, MN are owner-occupied. 10% are held by a company rather than an individual.

How much equity do owners in Polk County, MN hold?

38% of mortgaged homes in Polk County, MN are equity-rich, meaning the loan balance is under half the home's value. 0.0% owe more than the home is worth.

Browse addresses

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Explore Polk County on the map

See every recorded sale, price heat map, school zone and flood overlay across Polk County in TopHap’s interactive 3D map.

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A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
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