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Polk 68654

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.Nebraska
$175K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
1
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$146K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Apr 2026 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
20202026
Price per square footThe middle price per square foot, for sales where the size is known. It adjusts for homes being different sizes.$/ft²
20202026
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
20202026
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
20202026

Housing Stock

HomesHow many homes we have records for in this area.273
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$146K
Median sizeThe middle home size here, measured in square feet.1,603 ft²
Median bedroomsThe middle bedroom count for homes here.3
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1916
Single familyThe share of homes here that are single-family houses.75%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.57%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.14%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.67%
Company ownedThe share of homes owned by a company or trust instead of a person.13%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.37%
Typical ownership tenureHow long the typical owner here has held their home.10.5 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.395
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.8 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$75K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$93K
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.29 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all ZIP codes nationally.

How Polk 68654 compares

By median home value, Polk 68654 is the 4th most expensive of 4 ZIP codes in Polk County, and its typical home is worth more than 25% of all homes in Polk County.

Home values in Polk 68654

Share of homes at each estimated value.

Median
$72K$438K
ZIP codes in Polk County ranked by median home value
#Polk CountyMedian valueHomes
1Osceola 68651$228K613
2Shelby 68662$181K525
3Stromsburg 68666$171K702
4Polk 68654$146K273

About the Polk 68654 market

What is the median home price in Polk 68654, NE?

The median sale price in Polk 68654, NE is $175,000 (data through April 2026), based on deeds recorded with the county.

How many homes sell in Polk 68654, NE each year?

1 homes sold in Polk 68654, NE over the last 12 months (data through April 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

How many homes are there in Polk 68654, NE?

Polk 68654, NE contains 273 residential properties, with a median of 1,603 square feet, 3 bedrooms, built around 1916. The median TopHap Estimate is $146K.

How does Polk 68654, NE compare to the rest of Polk County?

By median home value, Polk 68654, NE is the 4th most expensive of 4 ZIP codes in Polk County. Its typical home is worth more than 25% of all homes in Polk County. Stromsburg 68666 ranks just above it. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Polk 68654, NE?

67% of homes in Polk 68654, NE are owner-occupied. 13% are held by a company rather than an individual.

How much equity do owners in Polk 68654, NE hold?

57% of mortgaged homes in Polk 68654, NE are equity-rich, meaning the loan balance is under half the home's value. 14.3% owe more than the home is worth.

Nearby markets

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Explore Polk 68654 on the map

See every recorded sale, price heat map, school zone and flood overlay across Polk 68654 in TopHap’s interactive 3D map.

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