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Prospect

NeighborhoodThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.Pennsylvania
$80K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
+36.6%
1-yr changeHow much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.
1
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$19K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Oct 2025 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
2017201820192021202220242025
Growth (year over year)How much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.PriceSales
2017201820192021202220242025
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
2017201820192021202220242025
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
2017201820192021202220242025
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
2017201820192021202220242025
Sellers who sold at a gainThe share of sellers each month who sold for more than they originally paid.Sold at gain
2017201820192021202220242025
Typical hold before sellingThe middle number of years sellers owned their home before selling.Median hold
2017201820192021202220242025
Median annualized return at resaleThe middle yearly gain sellers earned, spread across the years they owned the home. Only counts homes held at least a year.Annualized gain
2017201820192021202220242025
Preforeclosure filingsForeclosure notices filed each month. A rise can be an early sign that more owners are struggling. Auction stage counts the filings that reached a scheduled foreclosure auction.FilingsAuction stage
NovDecAug

Housing Stock

HomesHow many homes we have records for in this area.194
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$19K
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1966
Single familyThe share of homes here that are single-family houses.92%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.88%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.3.4%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.54%
Company ownedThe share of homes owned by a company or trust instead of a person.6.7%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.0%
Typical ownership tenureHow long the typical owner here has held their home.15.5 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.180
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.32

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.71%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.3.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.39%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.460
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.738 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$26K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$31K
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all neighborhoods nationally.

How Prospect compares

By median home value, Prospect is the 26th most expensive of 27 neighborhoods in Cambria County, and its typical home is worth more than 2% of all homes in Cambria County.

Home values in Prospect

Share of homes at each estimated value.

Median
$14K$75K
neighborhoods in Cambria County ranked by median home value
#Cambria CountyMedian valueHomes
1Westmont$192K2,244
2Geistown$159K1,012
3Belmont$149K1,117
4Southmont$136K926
5Elim$132K1,381
6Oakland$127K729
7Riverside$101K189
8Ferndale$89K659
9Daisytown$89K208
10Osborne$81K301
11Roxbury$77K742
12Lorain$67K281
13Brownstown$52K351
14Moxham$48K1,321
15Morrellville$46K1,442
16Hornerstown$42K645
17Walnut Grove$42K356
18Kernville$36K313
19East Conemaugh$36K517
20Franklin$35K174
21Coopersdale$33K276
22Oakhurst$32K638
23Cambria City$25K250
24Dale$23K459
26Prospect$19K194

27 neighborhoods in Cambria County are ranked; the most valuable are listed here.

About the Prospect market

What is the median home price in Prospect, PA?

The median sale price in Prospect, PA is $79,900 (data through October 2025), based on deeds recorded with the county. That is up 36.6% from a year earlier.

How many homes sell in Prospect, PA each year?

1 homes sold in Prospect, PA over the last 12 months (data through October 2025). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

How many homes are there in Prospect, PA?

Prospect, PA contains 194 residential properties, with built around 1966. The median TopHap Estimate is $19K.

How does Prospect, PA compare to the rest of Cambria County?

By median home value, Prospect, PA is the 26th most expensive of 27 neighborhoods in Cambria County. Its typical home is worth more than 2% of all homes in Cambria County. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Prospect, PA?

54% of homes in Prospect, PA are owner-occupied. 7% are held by a company rather than an individual.

How much equity do owners in Prospect, PA hold?

88% of mortgaged homes in Prospect, PA are equity-rich, meaning the loan balance is under half the home's value. 3.4% owe more than the home is worth.

Nearby markets

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See every recorded sale, price heat map, school zone and flood overlay across Prospect in TopHap’s interactive 3D map.

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