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Ray County

CountyThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.Missouri
$193K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Housing Stock

HomesHow many homes we have records for in this area.9,331
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$193K
Median sizeThe middle home size here, measured in square feet.1,517 ft²
Median bedroomsThe middle bedroom count for homes here.3
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1973
Single familyThe share of homes here that are single-family houses.92%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.100%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.0%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.78%
Company ownedThe share of homes owned by a company or trust instead of a person.8.7%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.0%
Typical ownership tenureHow long the typical owner here has held their home.13.7 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.24

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.23,353
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.41 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$72K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90K
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

How Ray County compares

By median home value, Ray County is the 71st most expensive of 115 counties in Missouri, and its typical home is worth more than 32% of all homes in Missouri.

Home values in Ray County

Share of homes at each estimated value.

Median
$105K$490K
counties in Missouri ranked by median home value
#MissouriMedian valueHomes
1Montgomery County$390K3,957
2Platte County$385K34,591
3Stone County$369K22,029
4Camden County$363K60,329
5St. Charles County$354K145,958
6Warren County$340K15,973
7Boone County$340K59,673
8Cass County$339K41,472
9Christian County$339K33,319
10Osage County$336K5,908
11Daviess County$336K4,880
12Morgan County$335K23,378
13Lincoln County$322K25,631
14Clay County$314K82,834
15Johnson County$310K17,456
16Clinton County$308K8,466
17Cole County$302K26,397
18Andrew County$297K7,539
19Callaway County$289K16,386
20Miller County$280K12,052
21Franklin County$280K42,193
22Gasconade County$278K7,142
23Jefferson County$277K82,078
24St. Louis County$274K358,683
71Ray County$193K9,331

115 counties in Missouri are ranked; the most valuable are listed here.

Markets in Ray County, most valuable first

About the Ray County market

How many homes are there in Ray County, MO?

Ray County, MO contains 9,331 residential properties, with a median of 1,517 square feet, 3 bedrooms, built around 1973. The median TopHap Estimate is $193K.

How does Ray County, MO compare to the rest of Missouri?

By median home value, Ray County, MO is the 71st most expensive of 115 counties in Missouri. Its typical home is worth more than 32% of all homes in Missouri. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Ray County, MO?

78% of homes in Ray County, MO are owner-occupied. 9% are held by a company rather than an individual.

How much equity do owners in Ray County, MO hold?

100% of mortgaged homes in Ray County, MO are equity-rich, meaning the loan balance is under half the home's value. 0.0% owe more than the home is worth.

Browse addresses

Every street and address TopHap holds is browsable by state, county and city. Browse Missouri property records.

Explore Ray County on the map

See every recorded sale, price heat map, school zone and flood overlay across Ray County in TopHap’s interactive 3D map.

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A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map