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Ridge Farm 61870

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.IllinoisBalanced market
Market temperatureA 0 to 100 score comparing this area with every similar area nationwide each month. 0 is the strongest buyer's market, 100 the strongest seller's market.Balanced market · 49
Buyer's marketBalancedSeller's market
$43K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
-72.7%
1-yr changeHow much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.
22
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$90K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Jul 2026 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Market temperature (0–100)How the 0 to 100 market score moved over time. It blends price growth, sales pace, how often homes change hands, and seller profits.Temperature
20162018201920202022202320252026
Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
20162018201920202022202320252026
Growth (year over year)How much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.PriceSales
20162018201920202022202320252026
Sale premium vs estimated valueHow sale prices compare with our estimated values at the time of sale. Above the dashed line, homes sold for more than the models expected — a sign of competitive bidding. Below it, buyers paid under model value.Premium
20162018201920202022202320252026
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
20162018201920202022202320252026
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
20162018201920202022202320252026
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
20162018201920202022202320252026
Sellers who sold at a gainThe share of sellers each month who sold for more than they originally paid.Sold at gain
20162018201920202022202320252026
Typical hold before sellingThe middle number of years sellers owned their home before selling.Median hold
20162018201920202022202320252026
Median annualized return at resaleThe middle yearly gain sellers earned, spread across the years they owned the home. Only counts homes held at least a year.Annualized gain
20162018201920202022202320252026
Preforeclosure filingsForeclosure notices filed each month. A rise can be an early sign that more owners are struggling. Auction stage counts the filings that reached a scheduled foreclosure auction.FilingsAuction stage
2017201820192023202420252026

Housing Stock

HomesHow many homes we have records for in this area.586
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$90K
Single familyThe share of homes here that are single-family houses.84%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.61%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.5.0%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.69%
Company ownedThe share of homes owned by a company or trust instead of a person.13%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.26%
Typical ownership tenureHow long the typical owner here has held their home.126.6 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.54

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.1,525
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.37 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$52K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$67K
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all ZIP codes nationally.

How Ridge Farm 61870 compares

By median home value, Ridge Farm 61870 is the 16th most expensive of 21 ZIP codes in Vermilion County, and its typical home is worth more than 48% of all homes in Vermilion County.

Home values in Ridge Farm 61870

Share of homes at each estimated value.

Median
$27K$353K
ZIP codes in Vermilion County ranked by median home value
#Vermilion CountyMedian valueHomes
1Bismarck 61814$193K462
2Fithian 61844$170K499
3Danville 61834$170K2,766
4Catlin 61817$160K1,046
5Alvin 61811$156K296
6Oakwood 61858$153K1,297
7Armstrong 61812$148K199
8Potomac 61865$143K627
9Fairmount 61841$134K622
10Allerton 61810$128K164
11Rossville 60963$112K789
12Sidell 61876$106K360
13Rankin 60960$100K498
14Westville 61883$97K1,890
15Indianola 61850$93K266
16Ridge Farm 61870$90K586
17Georgetown 61846$89K2,000
18Henning 61848$87K112
19Hoopeston 60942$77K2,446
20Tilton 61833$73K1,009
21Danville 61832$64K12,412

About the Ridge Farm 61870 market

What is the median home price in Ridge Farm 61870, IL?

The median sale price in Ridge Farm 61870, IL is $43,333 (data through July 2026), based on deeds recorded with the county. That is down 72.7% from a year earlier.

How many homes sell in Ridge Farm 61870, IL each year?

22 homes sold in Ridge Farm 61870, IL over the last 12 months (data through July 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

Is Ridge Farm 61870, IL a buyer's or seller's market?

Ridge Farm 61870, IL is currently a balanced market, scoring 49 out of 100 on TopHap's market temperature index (data through July 2026). The score weighs sales velocity and price direction; above 60 favours sellers, below 40 favours buyers.

How many homes are there in Ridge Farm 61870, IL?

Ridge Farm 61870, IL contains 586 residential properties. The median TopHap Estimate is $90K.

How does Ridge Farm 61870, IL compare to the rest of Vermilion County?

By median home value, Ridge Farm 61870, IL is the 16th most expensive of 21 ZIP codes in Vermilion County. Its typical home is worth more than 48% of all homes in Vermilion County. Indianola 61850 ranks just above it and Georgetown 61846 just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Ridge Farm 61870, IL?

69% of homes in Ridge Farm 61870, IL are owner-occupied. 13% are held by a company rather than an individual.

How much equity do owners in Ridge Farm 61870, IL hold?

61% of mortgaged homes in Ridge Farm 61870, IL are equity-rich, meaning the loan balance is under half the home's value. 5.0% owe more than the home is worth.

Nearby markets

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Explore Ridge Farm 61870 on the map

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