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Ronan 59864

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.MontanaSeller's market
Market temperatureA 0 to 100 score comparing this area with every similar area nationwide each month. 0 is the strongest buyer's market, 100 the strongest seller's market.Seller's market · 64
Buyer's marketBalancedSeller's market
$394K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
25
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$482K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Jul 2026 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
201720192020202120252026
Growth (year over year)How much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.PriceSales
201720192020202120252026
Price per square footThe middle price per square foot, for sales where the size is known. It adjusts for homes being different sizes.$/ft²
201720192020202120252026
Sale premium vs estimated valueHow sale prices compare with our estimated values at the time of sale. Above the dashed line, homes sold for more than the models expected — a sign of competitive bidding. Below it, buyers paid under model value.Premium
201720192020202120252026
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
201720192020202120252026
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
201720192020202120252026
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
201720192020202120252026
Preforeclosure filingsForeclosure notices filed each month. A rise can be an early sign that more owners are struggling. Auction stage counts the filings that reached a scheduled foreclosure auction.FilingsAuction stage
20172018202320252026

Housing Stock

HomesHow many homes we have records for in this area.2,359
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$482K
Median sizeThe middle home size here, measured in square feet.1,324 ft²
Median bedroomsThe middle bedroom count for homes here.3
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1979
Single familyThe share of homes here that are single-family houses.26%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.69%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.1.1%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.71%
Company ownedThe share of homes owned by a company or trust instead of a person.13%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.35%
Typical ownership tenureHow long the typical owner here has held their home.10.7 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.249

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.25%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.6,503
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.42 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$48K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$63K
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.18 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all ZIP codes nationally.

How Ronan 59864 compares

By median home value, Ronan 59864 is the 10th most expensive of 11 ZIP codes in Lake County, and its typical home is worth more than 26% of all homes in Lake County.

Home values in Ronan 59864

Share of homes at each estimated value.

Median
$230K$1.3M
ZIP codes in Lake County ranked by median home value
#Lake CountyMedian valueHomes
1Rollins 59931$1.3M363
2Big Arm 59910$963K353
3Dayton 59914$911K325
4Proctor 59929$894K181
5Elmo 59915$833K230
6Polson 59860$650K6,154
7Arlee 59821$606K863
8Saint Ignatius 59865$601K1,137
9Charlo 59824$539K687
10Ronan 59864$482K2,359
11Pablo 59855$277K325

About the Ronan 59864 market

What is the median home price in Ronan 59864, MT?

The median sale price in Ronan 59864, MT is $393,935 (data through July 2026), based on deeds recorded with the county.

How many homes sell in Ronan 59864, MT each year?

25 homes sold in Ronan 59864, MT over the last 12 months (data through July 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

Is Ronan 59864, MT a buyer's or seller's market?

Ronan 59864, MT is currently a seller's market, scoring 64 out of 100 on TopHap's market temperature index (data through July 2026). The score weighs sales velocity and price direction; above 60 favours sellers, below 40 favours buyers.

How many homes are there in Ronan 59864, MT?

Ronan 59864, MT contains 2,359 residential properties, with a median of 1,324 square feet, 3 bedrooms, built around 1979. The median TopHap Estimate is $482K.

How does Ronan 59864, MT compare to the rest of Lake County?

By median home value, Ronan 59864, MT is the 10th most expensive of 11 ZIP codes in Lake County. Its typical home is worth more than 26% of all homes in Lake County. Charlo 59824 ranks just above it and Pablo 59855 just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Ronan 59864, MT?

71% of homes in Ronan 59864, MT are owner-occupied. 13% are held by a company rather than an individual.

How much equity do owners in Ronan 59864, MT hold?

69% of mortgaged homes in Ronan 59864, MT are equity-rich, meaning the loan balance is under half the home's value. 1.1% owe more than the home is worth.

Nearby markets

Browse addresses

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Explore Ronan 59864 on the map

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