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Rose City 48654

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.Michigan
$133K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
1
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$171K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Jul 2026 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Housing Stock

HomesHow many homes we have records for in this area.2,023
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$171K
Median sizeThe middle home size here, measured in square feet.1,248 ft²
Median bedroomsThe middle bedroom count for homes here.2
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1970
Single familyThe share of homes here that are single-family houses.98%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.86%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.1.3%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.52%
Company ownedThe share of homes owned by a company or trust instead of a person.13%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.8%
Typical ownership tenureHow long the typical owner here has held their home.29.0 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.149
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.58%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.2,314
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.23 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$46K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$58K
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

How Rose City 48654 compares

By median home value, Rose City 48654 is the 3rd most expensive of 4 ZIP codes in Ogemaw County, and its typical home is worth more than 44% of all homes in Ogemaw County.

Home values in Rose City 48654

Share of homes at each estimated value.

Median
$53K$452K
ZIP codes in Ogemaw County ranked by median home value
#Ogemaw CountyMedian valueHomes
1West Branch 48661$224K6,799
2Lupton 48635$208K2,032
3Rose City 48654$171K2,023
4Prescott 48756$113K3,681

About the Rose City 48654 market

What is the median home price in Rose City 48654, MI?

The median sale price in Rose City 48654, MI is $133,000 (data through July 2026), based on deeds recorded with the county.

How many homes sell in Rose City 48654, MI each year?

1 homes sold in Rose City 48654, MI over the last 12 months (data through July 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

How many homes are there in Rose City 48654, MI?

Rose City 48654, MI contains 2,023 residential properties, with a median of 1,248 square feet, 2 bedrooms, built around 1970. The median TopHap Estimate is $171K.

How does Rose City 48654, MI compare to the rest of Ogemaw County?

By median home value, Rose City 48654, MI is the 3rd most expensive of 4 ZIP codes in Ogemaw County. Its typical home is worth more than 44% of all homes in Ogemaw County. Lupton 48635 ranks just above it and Prescott 48756 just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Rose City 48654, MI?

52% of homes in Rose City 48654, MI are owner-occupied. 13% are held by a company rather than an individual.

How much equity do owners in Rose City 48654, MI hold?

86% of mortgaged homes in Rose City 48654, MI are equity-rich, meaning the loan balance is under half the home's value. 1.3% owe more than the home is worth.

Nearby markets

Browse addresses

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Explore Rose City 48654 on the map

See every recorded sale, price heat map, school zone and flood overlay across Rose City 48654 in TopHap’s interactive 3D map.

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A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
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