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Saint Marys 15857

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.PennsylvaniaBalanced market
Market temperatureA 0 to 100 score comparing this area with every similar area nationwide each month. 0 is the strongest buyer's market, 100 the strongest seller's market.Balanced market · 51
Buyer's marketBalancedSeller's market
$62K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
+22.2%
1-yr changeHow much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.
146
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$169K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Apr 2018Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Market temperature (0–100)How the 0 to 100 market score moved over time. It blends price growth, sales pace, how often homes change hands, and seller profits.Temperature
SepDecFebMayAugNovJanApr
Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
SepDecFebMayAugNovJanApr
Growth (year over year)How much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.PriceSales
SepDecFebMayAugNovJanApr
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
SepDecFebMayAugNovJanApr
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
SepDecFebMayAugNovJanApr
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
SepDecFebMayAugNovJanApr
Sellers who sold at a gainThe share of sellers each month who sold for more than they originally paid.Sold at gain
SepDecFebMayAugNovJanApr
Typical hold before sellingThe middle number of years sellers owned their home before selling.Median hold
SepDecFebMayAugNovJanApr
Median annualized return at resaleThe middle yearly gain sellers earned, spread across the years they owned the home. Only counts homes held at least a year.Annualized gain
SepDecFebMayAugNovJanApr
Preforeclosure filingsForeclosure notices filed each month. A rise can be an early sign that more owners are struggling. Auction stage counts the filings that reached a scheduled foreclosure auction.FilingsAuction stage
201620172019202320242025

Housing Stock

HomesHow many homes we have records for in this area.6,131
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$169K
Median bedroomsThe middle bedroom count for homes here.3
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1956
Single familyThe share of homes here that are single-family houses.84%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.76%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.1.9%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.74%
Company ownedThe share of homes owned by a company or trust instead of a person.6.6%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.26%
Typical ownership tenureHow long the typical owner here has held their home.126.6 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.31

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.12,538
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.111 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$65K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80K
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all ZIP codes nationally.

How Saint Marys 15857 compares

By median home value, Saint Marys 15857 is the 1st most expensive of 11 ZIP codes in Elk County, and its typical home is worth more than 71% of all homes in Elk County.

Home values in Saint Marys 15857

Share of homes at each estimated value.

Median
$71K$487K
ZIP codes in Elk County ranked by median home value
#Elk CountyMedian valueHomes
1Saint Marys 15857$169K6,131
2Kersey 15846$144K1,947
3Brockport 15823$121K861
4Benezett 15821$112K788
5Wilcox 15870$101K1,300
6Weedville 15868$100K1,463
7Ridgway 15853$83K3,671
8Johnsonburg 15845$69K1,660
9Byrnedale 15827$64K177
10Force 15841$63K104
11James City 16734$46K148

About the Saint Marys 15857 market

What is the median home price in Saint Marys 15857, PA?

The median sale price in Saint Marys 15857, PA is $62,333 (data through April 2018), based on deeds recorded with the county. That is up 22.2% from a year earlier.

How many homes sell in Saint Marys 15857, PA each year?

146 homes sold in Saint Marys 15857, PA over the last 12 months (data through April 2018). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

Is Saint Marys 15857, PA a buyer's or seller's market?

Saint Marys 15857, PA is currently a balanced market, scoring 51 out of 100 on TopHap's market temperature index (data through April 2018). The score weighs sales velocity and price direction; above 60 favours sellers, below 40 favours buyers.

How many homes are there in Saint Marys 15857, PA?

Saint Marys 15857, PA contains 6,131 residential properties, with 3 bedrooms, built around 1956. The median TopHap Estimate is $169K.

How does Saint Marys 15857, PA compare to the rest of Elk County?

By median home value, Saint Marys 15857, PA is the 1st most expensive of 11 ZIP codes in Elk County. Its typical home is worth more than 71% of all homes in Elk County. Kersey 15846 just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Saint Marys 15857, PA?

74% of homes in Saint Marys 15857, PA are owner-occupied. 7% are held by a company rather than an individual.

How much equity do owners in Saint Marys 15857, PA hold?

76% of mortgaged homes in Saint Marys 15857, PA are equity-rich, meaning the loan balance is under half the home's value. 1.9% owe more than the home is worth.

Nearby markets

Browse addresses

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Explore Saint Marys 15857 on the map

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