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Saint Thomas 65076

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.Missouri
$373K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Housing Stock

HomesHow many homes we have records for in this area.275
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$373K
Median sizeThe middle home size here, measured in square feet.1,680 ft²
Median bedroomsThe middle bedroom count for homes here.3
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1978
Single familyThe share of homes here that are single-family houses.49%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.77%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.2.1%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.68%
Company ownedThe share of homes owned by a company or trust instead of a person.8.4%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.24%
Typical ownership tenureHow long the typical owner here has held their home.126.9 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.54
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.43

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.659
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.31 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$82K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$93K
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

How Saint Thomas 65076 compares

By median home value, Saint Thomas 65076 is the 3rd most expensive of 8 ZIP codes in Cole County, and its typical home is worth more than 68% of all homes in Cole County.

Home values in Saint Thomas 65076

Share of homes at each estimated value.

Median
$172K$680K
ZIP codes in Cole County ranked by median home value
#Cole CountyMedian valueHomes
1Lohman 65053$458K586
2Henley 65040$378K602
3Saint Thomas 65076$373K275
4Centertown 65023$369K835
5Russellville 65074$321K1,266
6Eugene 65032$307K724
7Jefferson City 65109$288K13,836
8Jefferson City 65101$288K9,643

About the Saint Thomas 65076 market

How many homes are there in Saint Thomas 65076, MO?

Saint Thomas 65076, MO contains 275 residential properties, with a median of 1,680 square feet, 3 bedrooms, built around 1978. The median TopHap Estimate is $373K.

How does Saint Thomas 65076, MO compare to the rest of Cole County?

By median home value, Saint Thomas 65076, MO is the 3rd most expensive of 8 ZIP codes in Cole County. Its typical home is worth more than 68% of all homes in Cole County. Henley 65040 ranks just above it and Centertown 65023 just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Saint Thomas 65076, MO?

68% of homes in Saint Thomas 65076, MO are owner-occupied. 8% are held by a company rather than an individual.

How much equity do owners in Saint Thomas 65076, MO hold?

77% of mortgaged homes in Saint Thomas 65076, MO are equity-rich, meaning the loan balance is under half the home's value. 2.1% owe more than the home is worth.

Nearby markets

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Explore Saint Thomas 65076 on the map

See every recorded sale, price heat map, school zone and flood overlay across Saint Thomas 65076 in TopHap’s interactive 3D map.

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A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map