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Saint Thomas 58276

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.North Dakota
$104K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
4
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$94K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Oct 2025 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
2016201820192020202120232025
Growth (year over year)How much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.PriceSales
2016201820192020202120232025
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
2016201820192020202120232025
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
2016201820192020202120232025
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
2016201820192020202120232025
Sellers who sold at a gainThe share of sellers each month who sold for more than they originally paid.Sold at gain
2016201820192020202120232025
Typical hold before sellingThe middle number of years sellers owned their home before selling.Median hold
2016201820192020202120232025
Median annualized return at resaleThe middle yearly gain sellers earned, spread across the years they owned the home. Only counts homes held at least a year.Annualized gain
2016201820192020202120232025

Housing Stock

HomesHow many homes we have records for in this area.188
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$94K
Single familyThe share of homes here that are single-family houses.98%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.71%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.4.7%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.60%
Company ownedThe share of homes owned by a company or trust instead of a person.8.0%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.28%
Typical ownership tenureHow long the typical owner here has held their home.11.0 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.171
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.6

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.243
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$83K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$127K
Average tempThe average temperature here across a full year.38°F
Annual precipHow much rain and melted snow falls here in a typical year.19 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all ZIP codes nationally.

How Saint Thomas 58276 compares

By median home value, Saint Thomas 58276 is the 6th most expensive of 6 ZIP codes in Pembina County, and its typical home is worth more than 36% of all homes in Pembina County.

Home values in Saint Thomas 58276

Share of homes at each estimated value.

Median
$32K$369K
ZIP codes in Pembina County ranked by median home value
#Pembina CountyMedian valueHomes
1Cavalier 58220$165K810
2Pembina 58271$130K231
3Drayton 58225$125K377
4Neche 58265$104K179
5Walhalla 58282$98K517
6Saint Thomas 58276$94K188

About the Saint Thomas 58276 market

What is the median home price in Saint Thomas 58276, ND?

The median sale price in Saint Thomas 58276, ND is $103,500 (data through October 2025), based on deeds recorded with the county.

How many homes sell in Saint Thomas 58276, ND each year?

4 homes sold in Saint Thomas 58276, ND over the last 12 months (data through October 2025). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

How many homes are there in Saint Thomas 58276, ND?

Saint Thomas 58276, ND contains 188 residential properties. The median TopHap Estimate is $94K.

How does Saint Thomas 58276, ND compare to the rest of Pembina County?

By median home value, Saint Thomas 58276, ND is the 6th most expensive of 6 ZIP codes in Pembina County. Its typical home is worth more than 36% of all homes in Pembina County. Walhalla 58282 ranks just above it. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Saint Thomas 58276, ND?

60% of homes in Saint Thomas 58276, ND are owner-occupied. 8% are held by a company rather than an individual.

How much equity do owners in Saint Thomas 58276, ND hold?

71% of mortgaged homes in Saint Thomas 58276, ND are equity-rich, meaning the loan balance is under half the home's value. 4.7% owe more than the home is worth.

Nearby markets

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Explore Saint Thomas 58276 on the map

See every recorded sale, price heat map, school zone and flood overlay across Saint Thomas 58276 in TopHap’s interactive 3D map.

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