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San Miguel County

CountyThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.ColoradoBalanced market
Market temperatureA 0 to 100 score comparing this area with every similar area nationwide each month. 0 is the strongest buyer's market, 100 the strongest seller's market.Balanced market · 50
Buyer's marketBalancedSeller's market
$958K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
-2.6%
1-yr changeHow much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.
294
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$1.3M
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Jul 2026Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Market temperature (0–100)How the 0 to 100 market score moved over time. It blends price growth, sales pace, how often homes change hands, and seller profits.Temperature
20162018201920202022202320252026
Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
20162018201920202022202320252026
Growth (year over year)How much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.PriceSales
20162018201920202022202320252026
Price per square footThe middle price per square foot, for sales where the size is known. It adjusts for homes being different sizes.$/ft²
20162018201920202022202320252026
Sale premium vs estimated valueHow sale prices compare with our estimated values at the time of sale. Above the dashed line, homes sold for more than the models expected — a sign of competitive bidding. Below it, buyers paid under model value.Premium
20162018201920202022202320252026
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
20162018201920202022202320252026
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
20162018201920202022202320252026
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
20162018201920202022202320252026
Sellers who sold at a gainThe share of sellers each month who sold for more than they originally paid.Sold at gain
20162018201920202022202320252026
Typical hold before sellingThe middle number of years sellers owned their home before selling.Median hold
20162018201920202022202320252026
Median annualized return at resaleThe middle yearly gain sellers earned, spread across the years they owned the home. Only counts homes held at least a year.Annualized gain
20162018201920202022202320252026
Preforeclosure filingsForeclosure notices filed each month. A rise can be an early sign that more owners are struggling. Auction stage counts the filings that reached a scheduled foreclosure auction.FilingsAuction stage
2016201720192022202320242026

Housing Stock

HomesHow many homes we have records for in this area.6,559
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$1.3M
Median sizeThe middle home size here, measured in square feet.1,569 ft²
Median bedroomsThe middle bedroom count for homes here.3
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1995
Single familyThe share of homes here that are single-family houses.47%
CondosThe share of homes here that are condos.46%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.82%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.1.0%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.11%
Company ownedThe share of homes owned by a company or trust instead of a person.49%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.10%
Typical ownership tenureHow long the typical owner here has held their home.7.7 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.114

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.60%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.49%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.7,803
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.6 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$74K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$117K
Average tempThe average temperature here across a full year.38°F
Annual precipHow much rain and melted snow falls here in a typical year.29 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.81%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all countys nationally.

How San Miguel County compares

By median home value, San Miguel County is the 3rd most expensive of 64 counties in Colorado, and its typical home is worth more than 93% of all homes in Colorado.

Home values in San Miguel County

Share of homes at each estimated value.

Median
$173K$7.7M
counties in Colorado ranked by median home value
#ColoradoMedian valueHomes
1Pitkin County$1.9M12,614
2Eagle County$1.5M31,443
3San Miguel County$1.3M6,559
4Routt County$1.1M16,173
5Summit County$997K28,446
6Ouray County$914K3,436
7Gunnison County$911K11,963
8Hinsdale County$803K306
9Chaffee County$752K12,309
10Grand County$744K17,754
11Boulder County$741K113,372
12Garfield County$733K21,840
13La Plata County$728K24,276
14Douglas County$722K137,187
15Elbert County$721K11,576
16Broomfield County$655K23,881
17San Juan County$640K759
18Archuleta County$635K10,203
19Jefferson County$611K202,826
20Clear Creek County$569K5,289
21Larimer County$561K132,134
22Denver County$547K216,252
23Park County$534K14,011
24Lake County$530K4,373

64 counties in Colorado are ranked; the most valuable are listed here.

Markets in San Miguel County, most valuable first

About the San Miguel County market

What is the median home price in San Miguel County, CO?

The median sale price in San Miguel County, CO is $958,000 (data through July 2026), based on deeds recorded with the county. That is down 2.6% from a year earlier.

How many homes sell in San Miguel County, CO each year?

294 homes sold in San Miguel County, CO over the last 12 months (data through July 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

Is San Miguel County, CO a buyer's or seller's market?

San Miguel County, CO is currently a balanced market, scoring 50 out of 100 on TopHap's market temperature index (data through July 2026). The score weighs sales velocity and price direction; above 60 favours sellers, below 40 favours buyers.

How many homes are there in San Miguel County, CO?

San Miguel County, CO contains 6,559 residential properties, with a median of 1,569 square feet, 3 bedrooms, built around 1995. The median TopHap Estimate is $1.3M.

How does San Miguel County, CO compare to the rest of Colorado?

By median home value, San Miguel County, CO is the 3rd most expensive of 64 counties in Colorado. Its typical home is worth more than 93% of all homes in Colorado. Eagle County ranks just above it and Routt County just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in San Miguel County, CO?

11% of homes in San Miguel County, CO are owner-occupied. 49% are held by a company rather than an individual.

How much equity do owners in San Miguel County, CO hold?

82% of mortgaged homes in San Miguel County, CO are equity-rich, meaning the loan balance is under half the home's value. 1.0% owe more than the home is worth.

Browse addresses

Every street and address TopHap holds is browsable by state, county and city. Browse Colorado property records.

Explore San Miguel County on the map

See every recorded sale, price heat map, school zone and flood overlay across San Miguel County in TopHap’s interactive 3D map.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map