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Shelby 38774

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.Mississippi
$59K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Housing Stock

HomesHow many homes we have records for in this area.1,038
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$59K
Median sizeThe middle home size here, measured in square feet.1,383 ft²
Median bedroomsThe middle bedroom count for homes here.3
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1970
Single familyThe share of homes here that are single-family houses.86%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.92%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.1.7%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.44%
Company ownedThe share of homes owned by a company or trust instead of a person.13%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.0%
Typical ownership tenureHow long the typical owner here has held their home.126.6 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.137
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.152
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.84

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.42%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.1,830
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.25 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$34K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$43K
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

How Shelby 38774 compares

By median home value, Shelby 38774 is the 10th most expensive of 13 ZIP codes in Bolivar County, and its typical home is worth more than 22% of all homes in Bolivar County.

Home values in Shelby 38774

Share of homes at each estimated value.

Median
$30K$221K
ZIP codes in Bolivar County ranked by median home value
#Bolivar CountyMedian valueHomes
1Pace 38764$222K186
2Beulah 38726$218K302
3Boyle 38730$192K874
4Rosedale 38769$164K1,152
5Merigold 38759$142K719
6Cleveland 38732$126K6,608
7Benoit 38725$79K505
8Gunnison 38746$71K443
9Duncan 38740$62K388
10Shelby 38774$59K1,038
11Mound Bayou 38762$57K1,496
12Shaw 38773$51K1,623
13Winstonville 38781$40K205

About the Shelby 38774 market

How many homes are there in Shelby 38774, MS?

Shelby 38774, MS contains 1,038 residential properties, with a median of 1,383 square feet, 3 bedrooms, built around 1970. The median TopHap Estimate is $59K.

How does Shelby 38774, MS compare to the rest of Bolivar County?

By median home value, Shelby 38774, MS is the 10th most expensive of 13 ZIP codes in Bolivar County. Its typical home is worth more than 22% of all homes in Bolivar County. Duncan 38740 ranks just above it and Mound Bayou 38762 just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Shelby 38774, MS?

44% of homes in Shelby 38774, MS are owner-occupied. 13% are held by a company rather than an individual.

How much equity do owners in Shelby 38774, MS hold?

92% of mortgaged homes in Shelby 38774, MS are equity-rich, meaning the loan balance is under half the home's value. 1.7% owe more than the home is worth.

Nearby markets

Browse addresses

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Explore Shelby 38774 on the map

See every recorded sale, price heat map, school zone and flood overlay across Shelby 38774 in TopHap’s interactive 3D map.

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A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map