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Smithville 38870

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.Mississippi
$158K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Housing Stock

HomesHow many homes we have records for in this area.866
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$158K
Median sizeThe middle home size here, measured in square feet.1,367 ft²
Median bedroomsThe middle bedroom count for homes here.3
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1973
Single familyThe share of homes here that are single-family houses.97%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.76%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.1.9%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.78%
Company ownedThe share of homes owned by a company or trust instead of a person.20%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.24%
Typical ownership tenureHow long the typical owner here has held their home.13.7 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.53

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.72%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.2,162
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.33 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$55K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$67K
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

How Smithville 38870 compares

By median home value, Smithville 38870 is the 1st most expensive of 5 ZIP codes in Monroe County, and its typical home is worth more than 55% of all homes in Monroe County.

Home values in Smithville 38870

Share of homes at each estimated value.

Median
$71K$499K
ZIP codes in Monroe County ranked by median home value
#Monroe CountyMedian valueHomes
1Smithville 38870$158K866
2Amory 38821$150K4,061
3Greenwood Springs 38848$145K265
4Aberdeen 39730$135K2,982
5Hamilton 39746$125K861

About the Smithville 38870 market

How many homes are there in Smithville 38870, MS?

Smithville 38870, MS contains 866 residential properties, with a median of 1,367 square feet, 3 bedrooms, built around 1973. The median TopHap Estimate is $158K.

How does Smithville 38870, MS compare to the rest of Monroe County?

By median home value, Smithville 38870, MS is the 1st most expensive of 5 ZIP codes in Monroe County. Its typical home is worth more than 55% of all homes in Monroe County. Amory 38821 just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Smithville 38870, MS?

78% of homes in Smithville 38870, MS are owner-occupied. 20% are held by a company rather than an individual.

How much equity do owners in Smithville 38870, MS hold?

76% of mortgaged homes in Smithville 38870, MS are equity-rich, meaning the loan balance is under half the home's value. 1.9% owe more than the home is worth.

Nearby markets

Browse addresses

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Explore Smithville 38870 on the map

See every recorded sale, price heat map, school zone and flood overlay across Smithville 38870 in TopHap’s interactive 3D map.

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A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map