Skip to content
Skip to content
TopHapOpen in map

Terrace Lake Gardens

NeighborhoodThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.Missouri
$164K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
-25.2%
1-yr changeHow much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.
10
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$207K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Jul 2026 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
2017201820202021202420252026
Growth (year over year)How much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.PriceSales
2017201820202021202420252026
Price per square footThe middle price per square foot, for sales where the size is known. It adjusts for homes being different sizes.$/ft²
2017201820202021202420252026
Sale premium vs estimated valueHow sale prices compare with our estimated values at the time of sale. Above the dashed line, homes sold for more than the models expected — a sign of competitive bidding. Below it, buyers paid under model value.Premium
2017201820202021202420252026
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
2017201820202021202420252026
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
2017201820202021202420252026
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
2017201820202021202420252026
Preforeclosure filingsForeclosure notices filed each month. A rise can be an early sign that more owners are struggling. Auction stage counts the filings that reached a scheduled foreclosure auction.FilingsAuction stage
201720202022202320242026

Housing Stock

HomesHow many homes we have records for in this area.617
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$207K
Median sizeThe middle home size here, measured in square feet.1,080 ft²
Median bedroomsThe middle bedroom count for homes here.3
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1956
Single familyThe share of homes here that are single-family houses.100%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.47%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.1.8%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.68%
Company ownedThe share of homes owned by a company or trust instead of a person.22%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.52%
Typical ownership tenureHow long the typical owner here has held their home.7.7 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.23

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.1,445
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,688 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$77K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76K
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all neighborhoods nationally.

How Terrace Lake Gardens compares

By median home value, Terrace Lake Gardens is the 95th most expensive of 175 neighborhoods in Jackson County, and its typical home is worth more than 40% of all homes in Jackson County.

Home values in Terrace Lake Gardens

Share of homes at each estimated value.

Median
$173K$303K
neighborhoods in Jackson County ranked by median home value
#Jackson CountyMedian valueHomes
1Ward Estates$1.7M118
2Sunset Hill$1.4M346
3Meyer Circle$1.1M235
4Stratford Gardens$1M197
5Country Club District$806K470
6Woodland Shores$755K219
7Roanoke$749K128
8Winterset Valley$723K398
9Armour Fields$688K738
10Countryside$665K528
11Lake Lotawana$634K1,203
12The Paddock at Richardson Ranch$630K227
13Crestwood$620K159
14Greenway Fields$608K343
15The Trails at Park Ridge$593K151
16Romanelli West$588K246
17Westwood$534K292
18Wornall Homestead$522K390
19Brookside Park$522K127
20Foxcroft / Glen Arbor$518K367
21Verona Hills$507K726
22Lakewood$504K2,669
23Columbus Park$477K286
24South Plaza$470K947
95Terrace Lake Gardens$207K617

175 neighborhoods in Jackson County are ranked; the most valuable are listed here.

About the Terrace Lake Gardens market

What is the median home price in Terrace Lake Gardens, MO?

The median sale price in Terrace Lake Gardens, MO is $163,782 (data through July 2026), based on deeds recorded with the county. That is down 25.2% from a year earlier.

How many homes sell in Terrace Lake Gardens, MO each year?

10 homes sold in Terrace Lake Gardens, MO over the last 12 months (data through July 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

How many homes are there in Terrace Lake Gardens, MO?

Terrace Lake Gardens, MO contains 617 residential properties, with a median of 1,080 square feet, 3 bedrooms, built around 1956. The median TopHap Estimate is $207K.

How does Terrace Lake Gardens, MO compare to the rest of Jackson County?

By median home value, Terrace Lake Gardens, MO is the 95th most expensive of 175 neighborhoods in Jackson County. Its typical home is worth more than 40% of all homes in Jackson County. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Terrace Lake Gardens, MO?

68% of homes in Terrace Lake Gardens, MO are owner-occupied. 22% are held by a company rather than an individual.

How much equity do owners in Terrace Lake Gardens, MO hold?

47% of mortgaged homes in Terrace Lake Gardens, MO are equity-rich, meaning the loan balance is under half the home's value. 1.8% owe more than the home is worth.

Nearby markets

Browse addresses

Every street and address TopHap holds is browsable by state, county and city. Browse Missouri property records.

Explore Terrace Lake Gardens on the map

See every recorded sale, price heat map, school zone and flood overlay across Terrace Lake Gardens in TopHap’s interactive 3D map.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map