Skip to content
Skip to content
TopHapOpen in map

Toivola 49965

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.Michigan
$58K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
1
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$156K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Apr 2026 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Housing Stock

HomesHow many homes we have records for in this area.661
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$156K
Median sizeThe middle home size here, measured in square feet.1,040 ft²
Median bedroomsThe middle bedroom count for homes here.2
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1969
Single familyThe share of homes here that are single-family houses.100%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.94%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.0%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.27%
Company ownedThe share of homes owned by a company or trust instead of a person.16%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.0%
Typical ownership tenureHow long the typical owner here has held their home.26.4 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.144
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.62%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.1,264
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.6 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$68K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88K
Average tempThe average temperature here across a full year.41°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

How Toivola 49965 compares

By median home value, Toivola 49965 is the 9th most expensive of 16 ZIP codes in Houghton County, and its typical home is worth more than 34% of all homes in Houghton County.

Home values in Toivola 49965

Share of homes at each estimated value.

Median
$68K$504K
ZIP codes in Houghton County ranked by median home value
#Houghton CountyMedian valueHomes
1Houghton 49931$311K2,239
2Chassell 49916$278K1,451
3Hancock 49930$254K2,618
4Atlantic Mine 49905$237K1,050
5Lake Linden 49945$215K2,255
6Dollar Bay 49922$186K429
7Dodgeville 49921$183K132
8Calumet 49913$160K4,502
9Toivola 49965$156K661
10South Range 49963$149K321
11Hubbell 49934$138K442
12Pelkie 49958$137K1,198
13Painesdale 49955$126K226
14Copper City 49917$120K182
15Sidnaw 49961$95K240
16Nisula 49952$79K348

About the Toivola 49965 market

What is the median home price in Toivola 49965, MI?

The median sale price in Toivola 49965, MI is $58,444 (data through April 2026), based on deeds recorded with the county.

How many homes sell in Toivola 49965, MI each year?

1 homes sold in Toivola 49965, MI over the last 12 months (data through April 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

How many homes are there in Toivola 49965, MI?

Toivola 49965, MI contains 661 residential properties, with a median of 1,040 square feet, 2 bedrooms, built around 1969. The median TopHap Estimate is $156K.

How does Toivola 49965, MI compare to the rest of Houghton County?

By median home value, Toivola 49965, MI is the 9th most expensive of 16 ZIP codes in Houghton County. Its typical home is worth more than 34% of all homes in Houghton County. Calumet 49913 ranks just above it and South Range 49963 just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Toivola 49965, MI?

27% of homes in Toivola 49965, MI are owner-occupied. 16% are held by a company rather than an individual.

How much equity do owners in Toivola 49965, MI hold?

94% of mortgaged homes in Toivola 49965, MI are equity-rich, meaning the loan balance is under half the home's value. 0.0% owe more than the home is worth.

Nearby markets

Browse addresses

Every street and address TopHap holds is browsable by state, county and city. Browse Michigan property records.

Explore Toivola 49965 on the map

See every recorded sale, price heat map, school zone and flood overlay across Toivola 49965 in TopHap’s interactive 3D map.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map