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Water Valley 42085

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.Kentucky
$94K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Housing Stock

HomesHow many homes we have records for in this area.555
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$94K
Median sizeThe middle home size here, measured in square feet.1,280 ft²
Median bedroomsThe middle bedroom count for homes here.3
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1968
Single familyThe share of homes here that are single-family houses.85%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.50%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.20%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.51%
Company ownedThe share of homes owned by a company or trust instead of a person.33%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.0%
Typical ownership tenureHow long the typical owner here has held their home.21.5 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.117
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.318

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.21%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.706
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.22 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$75K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79K
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

How Water Valley 42085 compares

By median home value, Water Valley 42085 is the 10th most expensive of 10 ZIP codes in Graves County, and its typical home is worth more than 18% of all homes in Graves County.

Home values in Water Valley 42085

Share of homes at each estimated value.

Median
$37K$270K
ZIP codes in Graves County ranked by median home value
#Graves CountyMedian valueHomes
1Boaz 42027$217K1,078
2Melber 42069$190K551
3Hickory 42051$179K1,609
4Symsonia 42082$166K985
5Fancy Farm 42039$156K939
6Mayfield 42066$156K11,979
7Farmington 42040$148K592
8Sedalia 42079$128K822
9Wingo 42088$127K1,556
10Water Valley 42085$94K555

About the Water Valley 42085 market

How many homes are there in Water Valley 42085, KY?

Water Valley 42085, KY contains 555 residential properties, with a median of 1,280 square feet, 3 bedrooms, built around 1968. The median TopHap Estimate is $94K.

How does Water Valley 42085, KY compare to the rest of Graves County?

By median home value, Water Valley 42085, KY is the 10th most expensive of 10 ZIP codes in Graves County. Its typical home is worth more than 18% of all homes in Graves County. Wingo 42088 ranks just above it. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Water Valley 42085, KY?

51% of homes in Water Valley 42085, KY are owner-occupied. 33% are held by a company rather than an individual.

How much equity do owners in Water Valley 42085, KY hold?

50% of mortgaged homes in Water Valley 42085, KY are equity-rich, meaning the loan balance is under half the home's value. 20.0% owe more than the home is worth.

Nearby markets

Browse addresses

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Explore Water Valley 42085 on the map

See every recorded sale, price heat map, school zone and flood overlay across Water Valley 42085 in TopHap’s interactive 3D map.

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A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map