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West Fulton 12194

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.New York
$46K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
2
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$233K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Jul 2025 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
20162017201820192020202220232025
Growth (year over year)How much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.PriceSales
20162017201820192020202220232025
Price per square footThe middle price per square foot, for sales where the size is known. It adjusts for homes being different sizes.$/ft²
20162017201820192020202220232025
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
20162017201820192020202220232025
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
20162017201820192020202220232025
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
20162017201820192020202220232025
Sellers who sold at a gainThe share of sellers each month who sold for more than they originally paid.Sold at gain
20162017201820192020202220232025
Typical hold before sellingThe middle number of years sellers owned their home before selling.Median hold
20162017201820192020202220232025
Median annualized return at resaleThe middle yearly gain sellers earned, spread across the years they owned the home. Only counts homes held at least a year.Annualized gain
20162017201820192020202220232025

Housing Stock

HomesHow many homes we have records for in this area.165
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$233K
Median sizeThe middle home size here, measured in square feet.1,296 ft²
Median bedroomsThe middle bedroom count for homes here.3
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1968
Single familyThe share of homes here that are single-family houses.54%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.77%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.0%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.45%
Company ownedThe share of homes owned by a company or trust instead of a person.74%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.11%
Typical ownership tenureHow long the typical owner here has held their home.27.6 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.139
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.52

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.53%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.172
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.11 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$64K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91K
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all ZIP codes nationally.

How West Fulton 12194 compares

By median home value, West Fulton 12194 is the 10th most expensive of 17 ZIP codes in Schoharie County, and its typical home is worth more than 44% of all homes in Schoharie County.

Home values in West Fulton 12194

Share of homes at each estimated value.

Median
$80K$708K
ZIP codes in Schoharie County ranked by median home value
#Schoharie CountyMedian valueHomes
1Warnerville 12187$322K375
2Richmondville 12149$279K1,111
3Schoharie 12157$270K1,526
4Sloansville 12160$267K425
5Summit 12175$262K652
6Jefferson 12093$262K1,216
7Cobleskill 12043$260K2,372
8Esperance 12066$256K853
9Howes Cave 12092$246K483
10West Fulton 12194$233K165
11Sharon Springs 13459$230K953
12Middleburgh 12122$220K2,304
13Gilboa 12076$217K1,410
14Fultonham 12071$212K143
15Charlotteville 12036$212K148
16Central Bridge 12035$205K301
17North Blenheim 12131$194K145

About the West Fulton 12194 market

What is the median home price in West Fulton 12194, NY?

The median sale price in West Fulton 12194, NY is $46,000 (data through July 2025), based on deeds recorded with the county.

How many homes sell in West Fulton 12194, NY each year?

2 homes sold in West Fulton 12194, NY over the last 12 months (data through July 2025). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

How many homes are there in West Fulton 12194, NY?

West Fulton 12194, NY contains 165 residential properties, with a median of 1,296 square feet, 3 bedrooms, built around 1968. The median TopHap Estimate is $233K.

How does West Fulton 12194, NY compare to the rest of Schoharie County?

By median home value, West Fulton 12194, NY is the 10th most expensive of 17 ZIP codes in Schoharie County. Its typical home is worth more than 44% of all homes in Schoharie County. Howes Cave 12092 ranks just above it and Sharon Springs 13459 just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in West Fulton 12194, NY?

45% of homes in West Fulton 12194, NY are owner-occupied. 74% are held by a company rather than an individual.

How much equity do owners in West Fulton 12194, NY hold?

77% of mortgaged homes in West Fulton 12194, NY are equity-rich, meaning the loan balance is under half the home's value. 0.0% owe more than the home is worth.

Nearby markets

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