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Westgate 50681

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.IowaBalanced market
Market temperatureA 0 to 100 score comparing this area with every similar area nationwide each month. 0 is the strongest buyer's market, 100 the strongest seller's market.Balanced market · 45
Buyer's marketBalancedSeller's market
$80K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
6
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$165K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Oct 2025 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
2017201820192021202320242025
Growth (year over year)How much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.PriceSales
2017201820192021202320242025
Price per square footThe middle price per square foot, for sales where the size is known. It adjusts for homes being different sizes.$/ft²
2017201820192021202320242025
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
2017201820192021202320242025
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
2017201820192021202320242025
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
2017201820192021202320242025
Sellers who sold at a gainThe share of sellers each month who sold for more than they originally paid.Sold at gain
2017201820192021202320242025
Typical hold before sellingThe middle number of years sellers owned their home before selling.Median hold
2017201820192021202320242025
Median annualized return at resaleThe middle yearly gain sellers earned, spread across the years they owned the home. Only counts homes held at least a year.Annualized gain
2017201820192021202320242025
Preforeclosure filingsForeclosure notices filed each month. A rise can be an early sign that more owners are struggling. Auction stage counts the filings that reached a scheduled foreclosure auction.FilingsAuction stage
20172018201920222023

Housing Stock

HomesHow many homes we have records for in this area.200
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$165K
Median sizeThe middle home size here, measured in square feet.1,508 ft²
Median bedroomsThe middle bedroom count for homes here.3
Median year builtThe middle build year for homes here. A recent year means most housing is newer.1915
Single familyThe share of homes here that are single-family houses.69%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.60%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.5.6%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.83%
Company ownedThe share of homes owned by a company or trust instead of a person.11%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.42%
Typical ownership tenureHow long the typical owner here has held their home.11.2 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.132
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.414
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.16 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$83K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$106K
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all ZIP codes nationally.

How Westgate 50681 compares

By median home value, Westgate 50681 is the 4th most expensive of 12 ZIP codes in Fayette County, and its typical home is worth more than 62% of all homes in Fayette County.

Home values in Westgate 50681

Share of homes at each estimated value.

Median
$44K$442K
ZIP codes in Fayette County ranked by median home value
#Fayette CountyMedian valueHomes
1Randalia 52164$196K113
2Elgin 52141$184K666
3Clermont 52135$172K409
4Westgate 50681$165K200
5West Union 52175$155K1,437
6Fayette 52142$147K621
7Maynard 50655$145K329
8Wadena 52169$138K239
9Arlington 50606$136K419
10Waucoma 52171$118K456
11Hawkeye 52147$114K487
12Oelwein 50662$96K3,043

About the Westgate 50681 market

What is the median home price in Westgate 50681, IA?

The median sale price in Westgate 50681, IA is $80,000 (data through October 2025), based on deeds recorded with the county.

How many homes sell in Westgate 50681, IA each year?

6 homes sold in Westgate 50681, IA over the last 12 months (data through October 2025). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

Is Westgate 50681, IA a buyer's or seller's market?

Westgate 50681, IA is currently a balanced market, scoring 45 out of 100 on TopHap's market temperature index (data through October 2025). The score weighs sales velocity and price direction; above 60 favours sellers, below 40 favours buyers.

How many homes are there in Westgate 50681, IA?

Westgate 50681, IA contains 200 residential properties, with a median of 1,508 square feet, 3 bedrooms, built around 1915. The median TopHap Estimate is $165K.

How does Westgate 50681, IA compare to the rest of Fayette County?

By median home value, Westgate 50681, IA is the 4th most expensive of 12 ZIP codes in Fayette County. Its typical home is worth more than 62% of all homes in Fayette County. Clermont 52135 ranks just above it and West Union 52175 just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Westgate 50681, IA?

83% of homes in Westgate 50681, IA are owner-occupied. 11% are held by a company rather than an individual.

How much equity do owners in Westgate 50681, IA hold?

60% of mortgaged homes in Westgate 50681, IA are equity-rich, meaning the loan balance is under half the home's value. 5.6% owe more than the home is worth.

Nearby markets

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