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Whitelock Farms

NeighborhoodThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.Florida
$1.9M
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
2
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$1.5M
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Jul 2026 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
20172018201920202021202320242026
Growth (year over year)How much prices and sales counts changed since the same time last year, using a 3-month average to smooth out noise. Above the dashed line means growth.PriceSales
20172018201920202021202320242026
Price per square footThe middle price per square foot, for sales where the size is known. It adjusts for homes being different sizes.$/ft²
20172018201920202021202320242026
Sale premium vs estimated valueHow sale prices compare with our estimated values at the time of sale. Above the dashed line, homes sold for more than the models expected — a sign of competitive bidding. Below it, buyers paid under model value.Premium
20172018201920202021202320242026
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
20172018201920202021202320242026
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
20172018201920202021202320242026
Financing (share of purchase price)For buyers who borrowed: the middle share of the price they financed, and the middle share they paid up front.Loan (LTV)Down payment
20172018201920202021202320242026
Sellers who sold at a gainThe share of sellers each month who sold for more than they originally paid.Sold at gain
20172018201920202021202320242026
Typical hold before sellingThe middle number of years sellers owned their home before selling.Median hold
20172018201920202021202320242026
Median annualized return at resaleThe middle yearly gain sellers earned, spread across the years they owned the home. Only counts homes held at least a year.Annualized gain
20172018201920202021202320242026
Preforeclosure filingsForeclosure notices filed each month. A rise can be an early sign that more owners are struggling. Auction stage counts the filings that reached a scheduled foreclosure auction.FilingsAuction stage
201720192020202120222026

Housing Stock

HomesHow many homes we have records for in this area.100
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$1.5M
Median sizeThe middle home size here, measured in square feet.3,926 ft²
Median bedroomsThe middle bedroom count for homes here.4
Median year builtThe middle build year for homes here. A recent year means most housing is newer.2004
Single familyThe share of homes here that are single-family houses.96%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.64%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.1.0%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.89%
Company ownedThe share of homes owned by a company or trust instead of a person.24%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.42%
Typical ownership tenureHow long the typical owner here has held their home.10.8 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.26
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.46%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.604
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.524 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$159K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$167K
Average tempThe average temperature here across a full year.70°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all neighborhoods nationally.

How Whitelock Farms compares

By median home value, Whitelock Farms is the 2nd most expensive of 24 neighborhoods in St. Johns County, and its typical home is worth more than 95% of all homes in St. Johns County.

Home values in Whitelock Farms

Share of homes at each estimated value.

Median
$877K$3M
neighborhoods in St. Johns County ranked by median home value
#St. Johns CountyMedian valueHomes
1Marsh Landing Country Club$1.8M1,067
2Whitelock Farms$1.5M100
3Sawgrass Country Club$1M1,297
4Flagler's Model Land$834K219
5Palencia$787K1,639
6Old City$782K249
7Marsh Creek Country Club$766K664
8Lighthouse Park$724K173
9Palm Valley$724K7,708
10Uptown$723K282
11St. Johns Golf and Country Club$702K799
12Cimarróne$607K768
13Nocatee$595K8,472
14South Hampton Golf Club$589K780
15North Davis Shores$584K553
16Durbin Crossing$571K2,523
17RiverTown$555K3,243
18South Davis Shores$546K399
19Lincolnville$516K698
20Julington Creek Plantation$486K5,844
21World Golf Village$450K7,260
22Cunningham Creek Plantation$428K489
23Royal St. Augustine$298K617
24Sebastian Cove$234K562

About the Whitelock Farms market

What is the median home price in Whitelock Farms, FL?

The median sale price in Whitelock Farms, FL is $1,879,000 (data through July 2026), based on deeds recorded with the county.

How many homes sell in Whitelock Farms, FL each year?

2 homes sold in Whitelock Farms, FL over the last 12 months (data through July 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

How many homes are there in Whitelock Farms, FL?

Whitelock Farms, FL contains 100 residential properties, with a median of 3,926 square feet, 4 bedrooms, built around 2004. The median TopHap Estimate is $1.5M.

How does Whitelock Farms, FL compare to the rest of St. Johns County?

By median home value, Whitelock Farms, FL is the 2nd most expensive of 24 neighborhoods in St. Johns County. Its typical home is worth more than 95% of all homes in St. Johns County. Marsh Landing Country Club ranks just above it and Sawgrass Country Club just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Whitelock Farms, FL?

89% of homes in Whitelock Farms, FL are owner-occupied. 24% are held by a company rather than an individual.

How much equity do owners in Whitelock Farms, FL hold?

64% of mortgaged homes in Whitelock Farms, FL are equity-rich, meaning the loan balance is under half the home's value. 1.0% owe more than the home is worth.

Nearby markets

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Explore Whitelock Farms on the map

See every recorded sale, price heat map, school zone and flood overlay across Whitelock Farms in TopHap’s interactive 3D map.

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A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map