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Winter 54896

ZIP codeThe kind of area this report covers. Neighborhood areas nest inside each other, from broad districts down to small pockets.Wisconsin
$148K
Median sale priceThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.
3
Sales (12 mo)How many homes sold here in the last 12 months. More sales make the other numbers more reliable.
$211K
Median valueThe middle estimated value of all homes here, not just the ones that recently sold.

Deed records through Oct 2026 · Quarterly intervals (lower sales volume)Counties take time to publish deeds, so the newest months can be incomplete and may shift as more records arrive.

Market Trends

Sale pricesThe middle sale price each month, counting normal open-market sales. The average runs above the median when a few expensive sales pull it up. Bars show how many homes sold.MedianSales
AprOct
Sale premium vs estimated valueHow sale prices compare with our estimated values at the time of sale. Above the dashed line, homes sold for more than the models expected — a sign of competitive bidding. Below it, buyers paid under model value.Premium
AprOct
Annual turnover (share of homes sold)The share of all homes here that sold in the trailing 12 months. Higher turnover means a more liquid market where homes trade hands more often.Turnover
AprOct
Buyer mixWho is buying. Cash means no mortgage was recorded, investor means the buyer looked like an investor, and flip means the home resold within a year.CashInvestorFlip resale
AprOct
Preforeclosure filingsForeclosure notices filed each month. A rise can be an early sign that more owners are struggling. Auction stage counts the filings that reached a scheduled foreclosure auction.FilingsAuction stage
2017201820192020

Housing Stock

HomesHow many homes we have records for in this area.2,198
Median value (AVM)The middle estimated value of all homes here, not just the ones that recently sold.$211K
Single familyThe share of homes here that are single-family houses.99%
CondosThe share of homes here that are condos.0.8%

Equity & Ownership

Equity rich (LTV ≤ 50%)The share of owners who owe half or less of what their home is worth, meaning they hold a lot of equity.86%
Underwater (LTV ≥ 125%)The share of owners who owe at least 25% more than their home is worth.1.2%
Owner occupiedThe share of homes lived in by their owner rather than rented out or left empty.32%
Company ownedThe share of homes owned by a company or trust instead of a person.17%
Median loan-to-valueThe middle share of home value still owed on loans across all owners here.0%
Typical ownership tenureHow long the typical owner here has held their home.17.4 yrs

CommunityThese are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.135
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.9

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.44%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.1,913
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5 / mi²
Median household incomeThe middle household income here — half of households earn more, half earn less.$58K
Average household incomeThe average household income. It runs higher than the median when a few high earners pull it up.$67K
Average tempThe average temperature here across a full year.40°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Market metrics are derived from recorded arms-length deeds and refreshed nightly. Temperature blends price momentum, sales velocity, turnover and resale outcomes, ranked against all ZIP codes nationally.

How Winter 54896 compares

By median home value, Winter 54896 is the 5th most expensive of 7 ZIP codes in Sawyer County, and its typical home is worth more than 27% of all homes in Sawyer County.

Home values in Winter 54896

Share of homes at each estimated value.

Median
$45K$585K
ZIP codes in Sawyer County ranked by median home value
#Sawyer CountyMedian valueHomes
1Stone Lake 54876$416K1,702
2Hayward 54843$370K8,595
3Couderay 54828$308K445
4Ojibwa 54862$246K312
5Winter 54896$211K2,198
6Exeland 54835$192K711
7Radisson 54867$161K329

About the Winter 54896 market

What is the median home price in Winter 54896, WI?

The median sale price in Winter 54896, WI is $148,000 (data through October 2026), based on deeds recorded with the county.

How many homes sell in Winter 54896, WI each year?

3 homes sold in Winter 54896, WI over the last 12 months (data through October 2026). TopHap counts recorded arm's-length deeds, not listings, so the figure is not affected by which brokerage handled the sale.

How many homes are there in Winter 54896, WI?

Winter 54896, WI contains 2,198 residential properties. The median TopHap Estimate is $211K.

How does Winter 54896, WI compare to the rest of Sawyer County?

By median home value, Winter 54896, WI is the 5th most expensive of 7 ZIP codes in Sawyer County. Its typical home is worth more than 27% of all homes in Sawyer County. Ojibwa 54862 ranks just above it and Exeland 54835 just below. The ranking is rebuilt nightly from the county assessor record of every home in each area.

Do people own or rent in Winter 54896, WI?

32% of homes in Winter 54896, WI are owner-occupied. 17% are held by a company rather than an individual.

How much equity do owners in Winter 54896, WI hold?

86% of mortgaged homes in Winter 54896, WI are equity-rich, meaning the loan balance is under half the home's value. 1.2% owe more than the home is worth.

Nearby markets

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Explore Winter 54896 on the map

See every recorded sale, price heat map, school zone and flood overlay across Winter 54896 in TopHap’s interactive 3D map.

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A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
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