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CondominiumResidential

1102 Prospect Promenade

PANAMA CITY BEACH, FL 32413
2004
Year BuiltThe year the home was originally built, according to county records.
Built 200443 floors7 units1,332–2,242 ft²
$4.2M
All units combinedThe sum of our current value estimates for every unit in the building — roughly what the whole building's homes are worth together.
$533K
Median unit valueThe middle unit value in this building by our estimate: half the units are worth more, half less.
$360
Median $/ft²The middle price per square foot across the building's units, by our current estimates. Useful for comparing units of different sizes.

+14.7%vs the Panama City Beach ZIP median sale $/ft² ($314)

Sales Performance

$460K
Median sale (12 mo)The middle sale price among this building's units that sold in the last 12 months, from recorded deeds.
-32.8%
1-yr changeHow the building's median sale price over the last 12 months compares with the 12 months before that.
2
Sales (12 mo)Units in this building that sold in the last 12 months, from recorded arms-length deeds.
28.6%
Turnover (12 mo)The share of units that changed hands in the last 12 months. Around 4–6% a year is typical; much higher can signal investor churn or a wave of exits.
This building's own appreciationThe building's own appreciation: for every unit that sold twice (held over a year), we compute its yearly price change between the two sales and take the middle value. This is the cleanest read on how this specific building performs, because it compares each unit to itself.
+4.5%per yeartypical hold 3.4 yrsfrom 15 same-unit resales
Median sale price (yearly, all time)Every recorded arms-length sale in the building since records begin, grouped by year: the bars count sales and the line tracks the median price paid.MedianSales
20052011201320162018202120242026
Sale price per ft² (yearly, all time)The middle price per square foot across the building's units, by our current estimates. Useful for comparing units of different sizes.$/ft²
20052011201320162018202120242026

21 arms-length sales on record for this building.

Unit Mix & Floor PlansThe building's recurring floor plans, found by grouping units with identical beds, baths and square footage in county records. Larger groups are the building's standard layouts; leftover units have one-off sizes.

2 bed
4 units
3 bed
2 units
4 bed
1 unit
Recurring floor plansThe building's recurring floor plans, found by grouping units with identical beds, baths and square footage in county records. Larger groups are the building's standard layouts; leftover units have one-off sizes.
2 bd · 2 ba · 1,332 ft²
4 units
3 bd · 3 ba · 2,242 ft²
2 units
One-off layouts
1 unit

Value DistributionHow the building's units spread across value ranges by our current estimates. A wide spread usually means big differences in size, floor or view.

$450K–$485K
3 units
$533K–$533K
1 unit
$684K–$684K
1 unit
$807K–$809K
2 units

Value by Floor & LineAverage estimated price per square foot by floor range, using unit numbers to infer floors. Higher floors usually price higher — the gap shows how much the view is worth here.

Floor 1
$353/ft²
Floors 41–43
$355/ft²

Ownership & Financing

Owner-occupiedThe share of units where the owner lives in the unit, per county records. The rest are second homes or rentals.60%
Company-ownedUnits owned through an LLC, trust, or other company — a rough proxy for investor ownership.43%
Typical owner tenureThe middle number of years since each unit last changed hands — how long the current owners have been in place.1.5 yrs
Cash purchases (5 yrs)The share of purchases in the last 5 years with no mortgage recorded. High cash share is common in second-home and investor buildings.71%
Avg. loan-to-valueAverage current loan balance against unit value across the building. Low numbers mean owners hold lots of equity — a sign of financial stability.5%
Median owner equityThe middle dollar amount of equity (value minus loans) unit owners hold in this building.$612,024
Median tax billThe middle annual property tax bill among the building's units.$6,487
Pre-foreclosure noticesUnits with an active pre-foreclosure or foreclosure notice on file.0

Recent SalesThe latest recorded arms-length sales in the building, newest first.

Unit 4220Jul 10, 2026$450,000Unit 103Nov 6, 2025$470,000Unit 4110Mar 24, 2025$685,000Unit 4220Jul 1, 2024$525,000Unit 4140Jul 18, 2022$985,000Unit 4110Oct 29, 2021$635,000Unit 4310Oct 8, 2021$700,000Unit 103Jul 30, 2021$415,000Unit 103Nov 14, 2019$318,000Unit 4110Aug 30, 2018$454,000

Values are TopHap estimates, not appraisals. Sales, ownership and tax figures come from recorded county documents via ATTOM and can lag by several weeks.

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.40 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.99%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
CountyBay
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
West Bay Elementary SchoolB-
Elementary · Grades KG–5 · 7.0 mi
M
Surfside Middle SchoolB+
Middle · Grades 6–8 · 8.6 mi
H
J.R. Arnold High SchoolC-
High · Grades 9–12 · 10.8 mi

District: Bay County School District

Neighborhood · ZIP 32413These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.77
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.44%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.21,134
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.182 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,863
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$117,673
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.66 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

All UnitsEvery property record the county has at this street address, such as the units in a condo building. Prices shown are our estimates, not asking prices.

1102 Prospect Promenade Unit 103
2 bd · 2 ba · 1,332 ft²
$470K
1102 Prospect Promenade # 4110
3 bd · 3 ba · 2,242 ft²
$684K
1102 Prospect Promenade # 4120
2 bd · 2 ba · 1,332 ft²
$533K
1102 Prospect Promenade # 4140
3 bd · 3 ba · 2,242 ft²
$807K
1102 Prospect Promenade # 4210
2 bd · 2 ba · 1,332 ft²
$485K
1102 Prospect Promenade # 4220
2 bd · 2 ba · 1,332 ft²
$450K
1102 Prospect Promenade # 4310
4 bd · 4 ba · 2,220 ft²
$809K

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

About 1102 Prospect Promenade

How many units are in 1102 Prospect Promenade, Panama City Beach, FL?

1102 Prospect Promenade, Panama City Beach, FL has 7 residential units across 43 floors, built in 2004, according to county assessor records.

What is a unit at 1102 Prospect Promenade, Panama City Beach, FL worth?

The median TopHap Estimate across the 7 units at 1102 Prospect Promenade, Panama City Beach, FL is $533,284. That works out to $360 per square foot. Units run from 1,332 to 2,242 square feet. Estimates are modelled from recorded sales and assessments, not appraisals.

Is 1102 Prospect Promenade, Panama City Beach, FL expensive for Panama City Beach?

Units at 1102 Prospect Promenade, Panama City Beach, FL carry a median of $360 per square foot, 15% above the Panama City Beach median of $314 per square foot.

How often do units sell at 1102 Prospect Promenade, Panama City Beach, FL?

2 units at 1102 Prospect Promenade, Panama City Beach, FL sold in the last 12 months, out of 21 recorded arms-length sales all time. That is a turnover rate of 28.6% of the building per year. The median sale over that period was $460K.

Have units at 1102 Prospect Promenade, Panama City Beach, FL appreciated?

Across 15 repeat sales of the same unit, 1102 Prospect Promenade, Panama City Beach, FL returned a median 4.5% per year. Because each pair is the same unit bought and sold, the figure is not distorted by which units traded. The median owner held for 3.4 years.

What floor plans does 1102 Prospect Promenade, Panama City Beach, FL have?

The most common plan at 1102 Prospect Promenade, Panama City Beach, FL is a 2-bedroom of 1,332 square feet, repeated 4 times, with a median estimate of $477,048. TopHap identifies 2 recurring plans in the building.

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