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CondominiumResidential

22 Terrace St

MONTPELIER, VT 05602
421 ft²
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
Built 19604 units572–616 ft²
$635K
All units combinedThe sum of our current value estimates for every unit in the building — roughly what the whole building's homes are worth together.
$156K
Median unit valueThe middle unit value in this building by our estimate: half the units are worth more, half less.
$263
Median $/ft²The middle price per square foot across the building's units, by our current estimates. Useful for comparing units of different sizes.

-5.6%vs the Montpelier ZIP median sale $/ft² ($279)

Sales Performance

—
Median sale (12 mo)The middle sale price among this building's units that sold in the last 12 months, from recorded deeds.
—
1-yr changeHow the building's median sale price over the last 12 months compares with the 12 months before that.
0
Sales (12 mo)Units in this building that sold in the last 12 months, from recorded arms-length deeds.
0.0%
Turnover (12 mo)The share of units that changed hands in the last 12 months. Around 4–6% a year is typical; much higher can signal investor churn or a wave of exits.

2 arms-length sales on record for this building.

Unit Mix & Floor PlansThe building's recurring floor plans, found by grouping units with identical beds, baths and square footage in county records. Larger groups are the building's standard layouts; leftover units have one-off sizes.

1 bed
4 units
Recurring floor plansThe building's recurring floor plans, found by grouping units with identical beds, baths and square footage in county records. Larger groups are the building's standard layouts; leftover units have one-off sizes.
1 bd · 1 ba · 572 ft²
2 units
1 bd · 1 ba · 616 ft²
2 units

Value DistributionHow the building's units spread across value ranges by our current estimates. A wide spread usually means big differences in size, floor or view.

$148K–$150K
2 units
$163K–$163K
1 unit
$174K–$174K
1 unit

Ownership & Financing

Owner-occupiedThe share of units where the owner lives in the unit, per county records. The rest are second homes or rentals.50%
Company-ownedUnits owned through an LLC, trust, or other company — a rough proxy for investor ownership.0%
Typical owner tenureThe middle number of years since each unit last changed hands — how long the current owners have been in place.13.0 yrs
Avg. loan-to-valueAverage current loan balance against unit value across the building. Low numbers mean owners hold lots of equity — a sign of financial stability.108%
Median owner equityThe middle dollar amount of equity (value minus loans) unit owners hold in this building.$133,814
Median tax billThe middle annual property tax bill among the building's units.$1,777
Pre-foreclosure noticesUnits with an active pre-foreclosure or foreclosure notice on file.0

Recent SalesThe latest recorded arms-length sales in the building, newest first.

Unit 2Oct 2, 2019$98,000Unit 2Feb 20, 2018$87,000

Values are TopHap estimates, not appraisals. Sales, ownership and tax figures come from recorded county documents via ATTOM and can lag by several weeks.

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.4
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyWASHINGTON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1981
Lot (acres)The size of the land the home sits on, from county records.0.01
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Electric
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Montpelier High SchoolA+
High · Grades 9–12 · 0.3 mi
E
Union Elementary School
Elementary · Grades PK–4 · 0.8 mi
M
Main Street Middle SchoolA+
Middle · Grades 5–8 · 0.8 mi

District: Montpelier Roxbury Unified Union School District

Neighborhood · ZIP 05602These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.74

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.12,191
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.142 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,726
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$106,420
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

All UnitsEvery property record the county has at this street address, such as the units in a condo building. Prices shown are our estimates, not asking prices.

22 Terrace St # 1
1 bd · 1 ba · 572 ft²
$148K
22 Terrace St
1 bd · 1 ba · 572 ft²
$150K
22 Terrace St # 3
1 bd · 1 ba · 616 ft²
$163K
22 Terrace St # 4
1 bd · 1 ba · 616 ft²
$174K

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

About 22 Terrace St

How many units are in 22 Terrace St, Montpelier, VT?

22 Terrace St, Montpelier, VT has 4 residential units across built in 1960, according to county assessor records.

What is a unit at 22 Terrace St, Montpelier, VT worth?

The median TopHap Estimate across the 4 units at 22 Terrace St, Montpelier, VT is $156,495. That works out to $263 per square foot. Units run from 572 to 616 square feet. Estimates are modelled from recorded sales and assessments, not appraisals.

Is 22 Terrace St, Montpelier, VT expensive for Montpelier?

Units at 22 Terrace St, Montpelier, VT carry a median of $263 per square foot, 6% below the Montpelier median of $279 per square foot.

How often do units sell at 22 Terrace St, Montpelier, VT?

0 units at 22 Terrace St, Montpelier, VT sold in the last 12 months, out of 2 recorded arms-length sales all time. That is a turnover rate of 0.0% of the building per year.

What floor plans does 22 Terrace St, Montpelier, VT have?

The most common plan at 22 Terrace St, Montpelier, VT is a 1-bedroom of 572 square feet, repeated 2 times, with a median estimate of $148,736. TopHap identifies 2 recurring plans in the building.

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