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CondominiumResidential

85 Ridgewood Ln

GARDNER, MA 01440
14.09 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
Built 197224 units310–679 ft²
$3.9M
All units combinedThe sum of our current value estimates for every unit in the building — roughly what the whole building's homes are worth together.
$158K
Median unit valueThe middle unit value in this building by our estimate: half the units are worth more, half less.
$270
Median $/ft²The middle price per square foot across the building's units, by our current estimates. Useful for comparing units of different sizes.

+22.0%vs the Gardner ZIP median sale $/ft² ($221)

Sales Performance

$169K
Median sale (12 mo)The middle sale price among this building's units that sold in the last 12 months, from recorded deeds.
-93.9%
1-yr changeHow the building's median sale price over the last 12 months compares with the 12 months before that.
1
Sales (12 mo)Units in this building that sold in the last 12 months, from recorded arms-length deeds.
4.2%
Turnover (12 mo)The share of units that changed hands in the last 12 months. Around 4–6% a year is typical; much higher can signal investor churn or a wave of exits.
This building's own appreciationThe building's own appreciation: for every unit that sold twice (held over a year), we compute its yearly price change between the two sales and take the middle value. This is the cleanest read on how this specific building performs, because it compares each unit to itself.
+8.9%per yeartypical hold 9.0 yrsfrom 18 same-unit resales
Median sale price (yearly, all time)Every recorded arms-length sale in the building since records begin, grouped by year: the bars count sales and the line tracks the median price paid.MedianSales
19871993200220052007201220212025
Sale price per ft² (yearly, all time)The middle price per square foot across the building's units, by our current estimates. Useful for comparing units of different sizes.$/ft²
19871993200220052007201220212025

42 arms-length sales on record for this building.

Unit Mix & Floor PlansThe building's recurring floor plans, found by grouping units with identical beds, baths and square footage in county records. Larger groups are the building's standard layouts; leftover units have one-off sizes.

Every unit: size vs estimated valueEvery unit in the building as one dot: across is its size, up is our current value estimate, and color is its bedroom count. Vertical columns of dots are recurring floor plans; the height spread within a column shows how much floor, view and condition move prices for the same layout.
$107K$137K$167K$197K310 ft²384 ft²458 ft²531 ft²605 ft²679 ft²
1 bd2 bd
1 bed
12 units
2 bed
12 units
Recurring floor plansThe building's recurring floor plans, found by grouping units with identical beds, baths and square footage in county records. Larger groups are the building's standard layouts; leftover units have one-off sizes.
2 bd · 1 ba · 677 ft²
8 units
1 bd · 1 ba · 553 ft²
7 units
2 bd · 1 ba · 679 ft²
4 units
One-off layouts
5 units

Value DistributionHow the building's units spread across value ranges by our current estimates. A wide spread usually means big differences in size, floor or view.

$107K–$107K
1 unit
$144K–$151K
4 units
$153K–$159K
8 units
$166K–$175K
5 units
$175K–$177K
5 units
$197K–$197K
1 unit

Ownership & Financing

Owner-occupiedThe share of units where the owner lives in the unit, per county records. The rest are second homes or rentals.46%
Company-ownedUnits owned through an LLC, trust, or other company — a rough proxy for investor ownership.54%
Typical owner tenureThe middle number of years since each unit last changed hands — how long the current owners have been in place.1.6 yrs
Cash purchases (5 yrs)The share of purchases in the last 5 years with no mortgage recorded. High cash share is common in second-home and investor buildings.13%
Avg. loan-to-valueAverage current loan balance against unit value across the building. Low numbers mean owners hold lots of equity — a sign of financial stability.61%
Median owner equityThe middle dollar amount of equity (value minus loans) unit owners hold in this building.$145,335
Median tax billThe middle annual property tax bill among the building's units.$1,781
Pre-foreclosure noticesUnits with an active pre-foreclosure or foreclosure notice on file.0

Recent SalesThe latest recorded arms-length sales in the building, newest first.

Unit 18Nov 14, 2025$169,000Unit 11Aug 21, 2025$1,444,000Unit 23Aug 21, 2025$1,444,000Unit 19Jul 10, 2025$135,000Unit 2Mar 31, 2025$3,500,943Unit 22Mar 31, 2025$2,779,928Unit 13Mar 31, 2025$2,779,928Unit 15Mar 31, 2025$2,779,928Unit 20Mar 31, 2025$2,779,928Unit 6Mar 31, 2025$2,779,928

Values are TopHap estimates, not appraisals. Sales, ownership and tax figures come from recorded county documents via ATTOM and can lag by several weeks.

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.area not mapped

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyWORCESTER
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Gardner High SchoolD+
High · Grades 8–12 · 0.2 mi
E
Gardner Elementary SchoolD-
Elementary · Grades PK–4 · 0.3 mi
M
Gardner Middle SchoolD
Middle · Grades 5–7 · 0.3 mi

District: Gardner School District

Neighborhood · ZIP 01440These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.123
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.21,657
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.854 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,433
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,787
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

All UnitsEvery property record the county has at this street address, such as the units in a condo building. Prices shown are our estimates, not asking prices.

85 Ridgewood Ln # 1
2 bd · 1 ba · 679 ft²
$173K
85 Ridgewood Ln # 2
2 bd · 1 ba · 677 ft²
$177K
85 Ridgewood Ln # 3
1 bd · 1 ba · 310 ft²
$107K
85 Ridgewood Ln # 4
1 bd · 1 ba · 554 ft²
$155K
85 Ridgewood Ln
1 bd · 1 ba · 553 ft²
$157K
85 Ridgewood Ln # 6
1 bd · 1 ba · 553 ft²
$153K
85 Ridgewood Ln # 7
2 bd · 1 ba · 677 ft²
$176K
85 Ridgewood Ln
2 bd · 1 ba · 677 ft²
$175K
85 Ridgewood Ln # 9
2 bd · 1 ba · 677 ft²
$166K
85 Ridgewood Ln # 10
2 bd · 1 ba · 677 ft²
$197K
85 Ridgewood Ln # 11
1 bd · 1 ba · 546 ft²
$151K
85 Ridgewood Ln # 12
1 bd · 1 ba · 555 ft²
$159K
85 Ridgewood Ln # 13
1 bd · 1 ba · 553 ft²
$153K
85 Ridgewood Ln # 14
1 bd · 1 ba · 553 ft²
$172K
85 Ridgewood Ln # 15
2 bd · 1 ba · 679 ft²
$150K
85 Ridgewood Ln # 16
2 bd · 1 ba · 679 ft²
$147K
85 Ridgewood Ln # 17
2 bd · 1 ba · 679 ft²
$167K
85 Ridgewood Ln # 18
2 bd · 1 ba · 677 ft²
$177K
85 Ridgewood Ln # 19
1 bd · 1 ba · 548 ft²
$144K
85 Ridgewood Ln # 20
1 bd · 1 ba · 553 ft²
$153K
85 Ridgewood Ln # 21
1 bd · 1 ba · 553 ft²
$155K
85 Ridgewood Ln # 22
1 bd · 1 ba · 553 ft²
$154K
85 Ridgewood Ln # 23
2 bd · 1 ba · 677 ft²
$175K
85 Ridgewood Ln # 24
2 bd · 1 ba · 677 ft²
$176K

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

About 85 Ridgewood Ln

How many units are in 85 Ridgewood Ln, Gardner, MA?

85 Ridgewood Ln, Gardner, MA has 24 residential units across built in 1972, according to county assessor records.

What is a unit at 85 Ridgewood Ln, Gardner, MA worth?

The median TopHap Estimate across the 24 units at 85 Ridgewood Ln, Gardner, MA is $157,812. That works out to $270 per square foot. Units run from 310 to 679 square feet. Estimates are modelled from recorded sales and assessments, not appraisals.

Is 85 Ridgewood Ln, Gardner, MA expensive for Gardner?

Units at 85 Ridgewood Ln, Gardner, MA carry a median of $270 per square foot, 22% above the Gardner median of $221 per square foot.

How often do units sell at 85 Ridgewood Ln, Gardner, MA?

1 units at 85 Ridgewood Ln, Gardner, MA sold in the last 12 months, out of 42 recorded arms-length sales all time. That is a turnover rate of 4.2% of the building per year. The median sale over that period was $169K.

Have units at 85 Ridgewood Ln, Gardner, MA appreciated?

Across 18 repeat sales of the same unit, 85 Ridgewood Ln, Gardner, MA returned a median 8.9% per year. Because each pair is the same unit bought and sold, the figure is not distorted by which units traded. The median owner held for 9.0 years.

What floor plans does 85 Ridgewood Ln, Gardner, MA have?

The most common plan at 85 Ridgewood Ln, Gardner, MA is a 2-bedroom of 677 square feet, repeated 8 times, with a median estimate of $175,897. TopHap identifies 3 recurring plans in the building.

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